North Dakota · NCUA branch file, Q2 2026

Credit unions in Fargo, ND

12 credit unions have 23 offices in Fargo, North Dakota, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Empeople Credit Union has the most here (3); the largest by assets is Magnifi Financial Credit Union at $2.75 billion.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Empeople Credit Union3$2.3B8.31%4.74%Moline, IL
First Community Credit Union3$1.5B12.34%5.49%Jamestown, ND
Capital Credit Union3$921M13.09%4.49%Bismarck, ND
Town and Country Credit Union3$771M13.06%4.31%Minot, ND
United Savings Credit Union3$125M12.70%6.09%Fargo, ND
Fargo Public Schools Federal Credit Union2$58.2M12.24%5.85%Fargo, ND
Magnifi Financial Credit Union1$2.8B11.04%5.74%Melrose, MN
Levo Federal Credit Union1$516M11.50%5.24%Sioux Falls, SD
Postal Family Federal Credit Union1$30.2M10.52%3.90%Fargo, ND
Fargo VA Federal Credit Union1$14.1M12.63%4.50%Fargo, ND
Cce Federal Credit Union1$14.0M18.54%5.00%Fargo, ND
F.f.e. Federal Credit Union1$3.8M13.49%3.99%Fargo, ND

Rates are what each credit union reported to NCUA for new auto loans, not offers. All North Dakota credit union loan rates.

Addresses, phone numbers and hours

Empeople Credit Union

  • Fargo 1441 44Th St N, Fargo, ND 58102 309-743-1000 · M-F 7:00am - 4:00pm ATM
  • Fargo 4101 19Th Ave N, Fargo, ND 58102 309-743-1000 · 8a-4:30p ATM
  • Fargo 1750 Ndsu Research Park Dr N, Fargo, ND 58102 309-743-1000 · 8a-4:30p ATM

First Community Credit Union

  • Branch - Fargo 4521 19Th Ave S, Fargo, ND 58103 701-282-9011 · Monday - Friday 9:00a - 5:00p Drive thru M-F 8:00a - 5:30p Sat drive thru 9:00a - 12:00p Drive-through · ATM
  • Branch - Fargo Northland 1404 12Th Ave N, Fargo, ND 58102 701-293-6132 · M-F, 9:00 AM - 5:00 PM Drive-up M-F, 8:00 AM - 5:30 PM Drive-through · ATM
  • Branch - Fargo 52nd 5201 42Nd St. S, Fargo, ND 58104 701-499-4050 · Mon - Fri 9AM - 5:00PM Mon - Fri drive thru 8AM - 5:30PM Sat drive thru 9AM - 12PM Drive-through · ATM

Capital Credit Union

  • Fargo 13th Ave 4900 13Th Ave S, Fargo, ND 58103 701-282-2139 · M-F Drive-Up 8:00am-6:00pm Drive-through · ATM
  • Fargo Veterans 3216 Veterans Blvd S, Fargo, ND 58104 701-282-2139 · M-F Lobby 8:00am-5:00pm Sat. Lobby 9:00am-1:00pm M-F Drive-Up 8:00am-6:00pm Sat. Drive-U… Drive-through · ATM
  • Fargo Central 3137 32Nd Ave S, Fargo, ND 58103 701-255-0042 · M-F Lobby 8:00am-5:00pm M-F Drive-Up 8:00-6:00pm Sat. Drive-Up 9:00am-1:00pm Drive-through · ATM

Town and Country Credit Union

  • Fargo 25th Street 815 25Th St S, Fargo, ND 58103 701-356-1720 · 7:30 Am to 6:00 pm Drive-through · ATM
  • Sanford 720 4Th St N, Fargo, ND 58122 701-356-1750 · 7:30 am to 4:30 pm
  • Fargo 52nd Steet 5181 38Th St S, Fargo, ND 58104 701-356-1810 · 7:30 am to 7 pm Monday to Friday and 8 am to 2 pm Saturday Drive-through · ATM

United Savings Credit Union

  • MAIN OFFICE 1001 1St Ave N, Fargo, ND 58102 701-235-2832 · 7:30 - 6:00 m-F 8:30 - 1:00 saturday Main office · Drive-through · ATM
  • NORTH BRANCH 2940 University Dr N, Fargo, ND 58102 701-232-0828 · M-F 7:30-5:30 Drive-through · ATM
  • SOUTH BRANCH 4505 47Th Ave S # 4248, Fargo, ND 58104 701-551-1902 · M-F 7:30-5:30 Drive-through · ATM

Fargo Public Schools Federal Credit Union

  • Fargo Public Schools FCU 1462 Broadway N, Fargo, ND 58102 701-365-0480 · 8:20 a.m. - 5:00 p.m. M-F 8:30 a.m. - 12:00 p.m. Sat. Drive-through · ATM
  • Fargo Public Schools FCU 1609 32Nd Ave S, Fargo, ND 58103 701-241-4770 · 7:30 a.m. - 5:30 p.m. M-F 8:30 a.m. - 12:00 p.m. Sat. Main office · Drive-through · ATM

Magnifi Financial Credit Union

  • Fargo 5161 Charles Way S, Fargo, ND 58104 888-330-8482 · Monday thru Friday 8:00 AM to 5:00 PM. Saturday 9:00 AM to 12:00 PM Drive-through · ATM

Levo Federal Credit Union

  • Veterans Boulevard 2975 Uptown Way, Fargo, ND 58104 701-951-8602 · 9-5 Monday thru Friday Drive-through · ATM

Postal Family Federal Credit Union

  • MAIN OFFICE 2730 12Th Ave S, Fargo, ND 58103 701-232-6910 · 7:30 AM TO 5:30 PM M-F Main office · Drive-through

Fargo VA Federal Credit Union

  • Fargo VA Federal Credit Union 2101 Elm St N, Fargo, ND 58102 701-280-0870 · 8:00am - 4:00pm Monday through Friday Main office

Cce Federal Credit Union

  • CCE Federal Credit Union 316 10Th St N, Fargo, ND 58102 701-237-4493 · Monday - Friday 8:30AM - 4:00PM Main office · Drive-through

F.f.e. Federal Credit Union

  • FFE Federal Credit Union 657 2Nd Ave N Rm 450, Fargo, ND 58102 701-235-1359 · 11:00 AM TO 2:00 PM Tues. Wed. Thurs. Main office

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in North Dakota

Every North Dakota city · All North Dakota credit unions

Questions people ask

How many credit unions are in Fargo, ND?

NCUA's branch file for Q2 2026 lists 23 credit union offices in Fargo, run by 12 credit unions, 6 of them headquartered in the city.

Which credit union has the most branches in Fargo?

Empeople Credit Union, with 3 offices in Fargo. The largest credit union with an office here is Magnifi Financial Credit Union, with $2.75 billion in assets.

Can I join a credit union in Fargo?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.