Tennessee · NCUA branch file, Q2 2026
Credit unions in Athens, TN
4 credit unions have 5 offices in Athens, Tennessee, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Bowater Employees Credit Union has the most here (2); the largest by assets is Ornl Federal Credit Union at $4.97 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Bowater Employees Credit Union | 2 | $303M | 10.77% | 5.38% | Calhoun, TN |
| Ornl Federal Credit Union | 1 | $5.0B | 11.01% | 6.99% | Oak Ridge, TN |
| Tennessee Valley Federal Credit Union | 1 | $3.3B | 14.75% | 4.14% | Chattanooga, TN |
| A.u.b. Employees' Credit Union | 1 | $1.4M | 25.21% | 5.00% | Athens, TN |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Tennessee credit union loan rates.
Addresses, phone numbers and hours
Bowater Employees Credit Union
- Athens Branch 1112 Congress Pkwy S, Athens, TN 37303 Drive-through · ATM
- Food City Athens Branch 105 S Hill St, Athens, TN 37303 ATM
Ornl Federal Credit Union
- Athens 103 W Washington Ave, Athens, TN 37303 Drive-through · ATM
Tennessee Valley Federal Credit Union
- Athens Branch 1314 Decatur Pike, Athens, TN 37303 Drive-through · ATM
A.u.b. Employees' Credit Union
- Athens Utilities Board 100 New Englewood Rd, Athens, TN 37303 Main office
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Tennessee
- Memphis 36
- Knoxville 18
- Chattanooga 15
- Nashville 21
- Murfreesboro 6
- Johnson City 10
- Cleveland 8
- Kingsport 6
- Jackson 7
- Clarksville 5
- Cordova 9
- Maryville 5
- Oak Ridge 5
- Morristown 3
- Bartlett 6
- Greeneville 5
Every Tennessee city · All Tennessee credit unions
Questions people ask
How many credit unions are in Athens, TN?
NCUA's branch file for Q2 2026 lists 5 credit union offices in Athens, run by 4 credit unions, 1 of them headquartered in the city.
Which credit union has the most branches in Athens?
Bowater Employees Credit Union, with 2 offices in Athens. The largest credit union with an office here is Ornl Federal Credit Union, with $4.97 billion in assets.
Can I join a credit union in Athens?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.