Charter 10939 · Bangor, ME
Bangor Federal Credit Union
Bangor Federal Credit Union is a federally chartered credit union in Bangor, Maine, with $293 million in assets and 15,739 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.70%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $293 million
- +5.6% in a year
- Members
- 15,739
- -0.1% in a year
- Net worth ratio
- 8.70%
- Peer median 11.65%
- Loans 60+ days late
- 0.57%
- Peer median 0.70%
- Loans outstanding
- $177 million
- -0.0% in a year
- Shares and deposits
- $267 million
- +5.0% in a year
- Branches
- 4
- 43 employees
- Opened
- 1956
- Federal charter
How Bangor Federal Credit Union compares
NCUA groups credit unions by size; Bangor Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.70% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.57%, is lower than the group median of 0.70%. Loans fell 0.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 17 of 48 credit unions headquartered in Maine. See all Maine credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $293 million | 15,739 | $177 million | 8.70% | 0.57% |
| Q1 2026 | $291 million | 15,712 | $174 million | 8.47% | 0.31% |
| Q4 2025 | $284 million | 15,672 | $174 million | 8.46% | 0.41% |
| Q3 2025 | $279 million | 15,761 | $178 million | 8.34% | 0.34% |
| Q2 2025 | $278 million | 15,757 | $177 million | 8.18% | 0.28% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 247,127 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Bangor Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Hogan Road (main office)
339 Hogan Rd, Bangor, ME 04401 - Brewer
6 Dirigo Dr, Brewer, ME 04412 - Venture Way
10 Venture Way, Bangor, ME 04401 - Ellsworth
175 High St Ste 7, Ellsworth, ME 04605
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology