Charter 17398 · Dexter, ME
Maine Highlands Federal Credit Union
Maine Highlands Federal Credit Union is a federally chartered credit union in Dexter, Maine, with $230 million in assets and 14,204 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.93%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $230 million
- +4.9% in a year
- Members
- 14,204
- +0.2% in a year
- Net worth ratio
- 10.93%
- Peer median 11.65%
- Loans 60+ days late
- 2.32%
- Peer median 0.70%
- Loans outstanding
- $140 million
- +2.8% in a year
- Shares and deposits
- $203 million
- +4.3% in a year
- Branches
- 6
- 59 employees
- Opened
- 1966
- Federal charter
How Maine Highlands Federal Credit Union compares
NCUA groups credit unions by size; Maine Highlands Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.93% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 2.32%, is higher than the group median of 0.70%. Loans grew 2.8% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 24 of 48 credit unions headquartered in Maine. See all Maine credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $230 million | 14,204 | $140 million | 10.93% | 2.32% |
| Q1 2026 | $227 million | 14,196 | $138 million | 10.83% | 1.58% |
| Q4 2025 | $222 million | 14,231 | $140 million | 10.82% | 2.24% |
| Q3 2025 | $221 million | 14,251 | $138 million | 10.65% | 2.21% |
| Q2 2025 | $219 million | 14,178 | $137 million | 10.57% | 1.34% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 224,481 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Maine Highlands Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office - Dexter (main office)
73 Main St, Dexter, ME 04930 - Guilford Branch
23 Hudson Ave, Guilford, ME 04443 - Dover Foxcroft Branch
955 W Main St, Dover Foxcroft, ME 04426 - Greenville Branch
393 Pritham Avenue, Greenville Junction, ME 04442 - Brownville Branch
194 Main Rd, Brownville, ME 04414 - Canaan Branch
216 Main St, Canaan, ME 04924
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology