Charter 11253 · Waterville, ME
New Dimensions Federal Credit Union
New Dimensions Federal Credit Union is a federally chartered credit union in Waterville, Maine, with $244 million in assets and 15,789 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.93%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $244 million
- +10.9% in a year
- Members
- 15,789
- -2.2% in a year
- Net worth ratio
- 7.93%
- Peer median 11.65%
- Loans 60+ days late
- 1.54%
- Peer median 0.70%
- Loans outstanding
- $198 million
- +12.2% in a year
- Shares and deposits
- $209 million
- +9.6% in a year
- Branches
- 5
- 61 employees
- Opened
- 1956
- Federal charter
How New Dimensions Federal Credit Union compares
NCUA groups credit unions by size; New Dimensions Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 7.93% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.54%, is higher than the group median of 0.70%. Loans grew 12.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 23 of 48 credit unions headquartered in Maine. See all Maine credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $244 million | 15,789 | $198 million | 7.93% | 1.54% |
| Q1 2026 | $241 million | 15,866 | $196 million | 7.83% | 1.16% |
| Q4 2025 | $237 million | 15,949 | $191 million | 7.87% | 1.50% |
| Q3 2025 | $229 million | 16,053 | $186 million | 7.96% | 1.23% |
| Q2 2025 | $220 million | 16,142 | $176 million | 8.13% | 1.65% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 252,760 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for New Dimensions Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Digital Branch
61 Grove St, Waterville, ME 04901 - Skowhegan Branch
245 Madison Ave, Skowhegan, ME 04976 - Winslow Branch
316 Benton Ave, Winslow, ME 04901 - Main Office (main office)
94 Silver St, Waterville, ME 04901
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology