Charter 68442 · Biddeford, ME
Peopleschoice Credit Union
Peopleschoice Credit Union is a state-chartered credit union in Biddeford, Maine, with $367 million in assets and 20,378 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.78%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $367 million
- +3.1% in a year
- Members
- 20,378
- -0.5% in a year
- Net worth ratio
- 8.78%
- Peer median 11.65%
- Loans 60+ days late
- 1.01%
- Peer median 0.70%
- Loans outstanding
- $276 million
- +0.7% in a year
- Shares and deposits
- $336 million
- +1.3% in a year
- Branches
- 4
- 67 employees
- Opened
- 1963
- Maine charter
How Peopleschoice Credit Union compares
NCUA groups credit unions by size; Peopleschoice Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.78% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.01%, is higher than the group median of 0.70%. Loans grew 0.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 14 of 48 credit unions headquartered in Maine. See all Maine credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $367 million | 20,378 | $276 million | 8.78% | 1.01% |
| Q1 2026 | $367 million | 20,377 | $276 million | 8.60% | 1.12% |
| Q4 2025 | $361 million | 20,360 | $274 million | 8.52% | 1.16% |
| Q3 2025 | $359 million | 20,458 | $270 million | 8.31% | 0.87% |
| Q2 2025 | $356 million | 20,485 | $274 million | 8.12% | 0.95% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Peopleschoice Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Saco Office (main office)
23 Industrial Park Rd, Saco, ME 04072 - Elm Street Office
369 Elm St, Biddeford, ME 04005 - Sanford Office
39 Country Club Rd, Sanford, ME 04073 - Wells Office
774 Post Rd, Wells, ME 04090
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology