Charter 68324 · Saco, ME
Saco Valley Credit Union
Saco Valley Credit Union is a state-chartered credit union in Saco, Maine, with $196 million in assets and 9,240 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.90%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $196 million
- +3.9% in a year
- Members
- 9,240
- +0.8% in a year
- Net worth ratio
- 10.90%
- Peer median 11.65%
- Loans 60+ days late
- 0.36%
- Peer median 0.70%
- Loans outstanding
- $159 million
- +3.7% in a year
- Shares and deposits
- $174 million
- +3.2% in a year
- Branches
- 4
- 33 employees
- Opened
- 1947
- Maine charter
How Saco Valley Credit Union compares
NCUA groups credit unions by size; Saco Valley Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.90% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.36%, is lower than the group median of 0.70%. Loans grew 3.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 26 of 48 credit unions headquartered in Maine. See all Maine credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $196 million | 9,240 | $159 million | 10.90% | 0.36% |
| Q1 2026 | $196 million | 9,215 | $157 million | 10.65% | 0.29% |
| Q4 2025 | $191 million | 9,201 | $158 million | 10.72% | 0.69% |
| Q3 2025 | $186 million | 9,200 | $155 million | 10.74% | 0.79% |
| Q2 2025 | $188 million | 9,171 | $154 million | 10.29% | 0.79% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 528,816 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Saco Valley Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Synergent
2 Ledgeview Dr, Westbrook, ME 04092 - Five County Credit Union
19 Commercial St, Portland, ME 04101 - Downtown Saco Office (main office)
312 Main St, Saco, ME 04072 - Main Office
500 Main St, Saco, ME 04072 - Waterboro Branch Office
860 Main St, Waterboro, ME 04087
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology