Charter 4118 · Bucksport, ME
Seaboard Federal Credit Union
Seaboard Federal Credit Union is a federally chartered credit union in Bucksport, Maine, with $246 million in assets and 13,521 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.90%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $246 million
- +6.1% in a year
- Members
- 13,521
- +2.5% in a year
- Net worth ratio
- 8.90%
- Peer median 11.65%
- Loans 60+ days late
- 1.42%
- Peer median 0.70%
- Loans outstanding
- $146 million
- +2.7% in a year
- Shares and deposits
- $221 million
- +6.2% in a year
- Branches
- 3
- 38 employees
- Opened
- 1940
- Federal charter
How Seaboard Federal Credit Union compares
NCUA groups credit unions by size; Seaboard Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.90% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.42%, is higher than the group median of 0.70%. Loans grew 2.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 22 of 48 credit unions headquartered in Maine. See all Maine credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $246 million | 13,521 | $146 million | 8.90% | 1.42% |
| Q1 2026 | $243 million | 13,367 | $143 million | 8.81% | 0.84% |
| Q4 2025 | $238 million | 13,287 | $143 million | 8.86% | 1.67% |
| Q3 2025 | $236 million | 13,283 | $143 million | 8.74% | 1.47% |
| Q2 2025 | $232 million | 13,192 | $142 million | 8.75% | 1.07% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 287,840 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Seaboard Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Bucksport (main office)
177 Main St, Bucksport, ME 04416 - Ellsworth
200 Main St, Ellsworth, ME 04605 - Hermon
2410 Route 2, Hermon, ME 04401
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology