Maryland · NCUA branch file, Q2 2026
Credit unions in Silver Spring, MD
10 credit unions have 13 offices in Silver Spring, Maryland, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Educational Systems Federal Credit Union has the most here (2); the largest by assets is State Employees CU of Maryland, Inc Credit Union at $5.83 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Educational Systems Federal Credit Union | 2 | $1.4B | 10.79% | 6.24% | Greenbelt, MD |
| Fedfinancial Federal Credit Union | 2 | $76.8M | 8.96% | 4.49% | Silver Spring, MD |
| Hema Federal Credit Union | 2 | $16.7M | 9.78% | 4.00% | Silver Spring, MD |
| State Employees CU of Maryland, Inc Credit Union | 1 | $5.8B | 10.43% | 5.89% | Linthicum, MD |
| National Institutes of Health Federal Credit Union | 1 | $817M | 7.94% | 3.99% | Rockville, MD |
| Department of Commerce Federal Credit Union | 1 | $739M | 5.41% | 7.43% | Washington, DC |
| Mid-Atlantic Federal Credit Union | 1 | $443M | 10.98% | 5.49% | Germantown, MD |
| Signal Financial Federal Credit Union | 1 | $364M | 9.34% | 1.70% | Kensington, MD |
| Skypoint Federal Credit Union | 1 | $243M | 12.37% | 4.49% | Germantown, MD |
| Mt. Jezreel Federal Credit Union | 1 | $191K | 20.14% | – | Silver Spring, MD |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Maryland credit union loan rates.
Addresses, phone numbers and hours
Educational Systems Federal Credit Union
- Aspen Hill 13711 Georgia Ave, Silver Spring, MD 20906 Drive-through · ATM
- Cherry Hill 12500 Prosperity Dr, Silver Spring, MD 20904 Drive-through · ATM
Fedfinancial Federal Credit Union
- White Oak 10903 New Hampshire Ave, Silver Spring, MD 20993
- FDA Campus 10903 New Hampshire Ave Bldg 2, Silver Spring, MD 20903 Main office
Hema Federal Credit Union
- HEMA Federal Credit Union 8701 Georgia Ave Ste 407, Silver Spring, MD 20910 Main office
- Eagle Bank 8677 Georgia Ave, Silver Spring, MD 20910
State Employees CU of Maryland, Inc Credit Union
- SECU Credit Union Silver Spring 8737 Colesville Rd, Silver Spring, MD 20910 Drive-through
National Institutes of Health Federal Credit Union
- Branch 1308 E West Hwy, Silver Spring, MD 20910 ATM
Department of Commerce Federal Credit Union
- Silver Spring Office 1325 E West Hwy, Silver Spring, MD 20910
Mid-Atlantic Federal Credit Union
- Silver Spring 10157 New Hampshire Ave, Silver Spring, MD 20903 ATM
Signal Financial Federal Credit Union
- Leisure World 3701 Rossmoor Blvd, Silver Spring, MD 20906 ATM
Skypoint Federal Credit Union
- SkyPoint FCU Silver Spring Branch 8380 Colesville Rd Ste 201, Silver Spring, MD 20910 ATM
Mt. Jezreel Federal Credit Union
- Mt Jezreel 420 University Blvd E, Silver Spring, MD 20901 Main office
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Maryland
- Baltimore 17
- Rockville 9
- Hagerstown 7
- Cumberland 4
- Laurel 5
- Bel Air 5
- Frederick 5
- Annapolis 5
- Elkton 6
- Greenbelt 5
- Owings Mills 6
- Gaithersburg 5
- Linthicum 4
- Waldorf 5
- Columbia 5
- Lavale 5
Every Maryland city · All Maryland credit unions
Questions people ask
How many credit unions are in Silver Spring, MD?
NCUA's branch file for Q2 2026 lists 13 credit union offices in Silver Spring, run by 10 credit unions, 3 of them headquartered in the city.
Which credit union has the most branches in Silver Spring?
Educational Systems Federal Credit Union, with 2 offices in Silver Spring. The largest credit union with an office here is State Employees CU of Maryland, Inc Credit Union, with $5.83 billion in assets.
Can I join a credit union in Silver Spring?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.