Q2 2026 call reports
Credit union loan rates in Maryland
Maryland credit unions reported a median new auto loan rate of 4.99% on their call reports for the quarter ended June 30, 2026, against 5.46% nationally. Among those with $25 million or more in assets and at least $1 million in auto loans, Signal Financial Federal Credit Union reported the lowest, 1.70%.
These are the rates credit unions filed with NCUA, not offers. Your rate depends on credit, term and timing, and you must be eligible to join.
| Loan | Maryland median | US median |
|---|---|---|
| New auto | 4.99% | 5.46% |
| Used auto | 5.50% | 6.32% |
| Credit card | 12.18% | 11.50% |
| Personal | 11.00% | 11.75% |
| Mortgage | 5.48% | 5.75% |
| Home equity | 6.75% | 6.75% |
Lowest credit card rate reported in Maryland: Municipal Empl.credit Union of Balt, 1.99%. Lowest first mortgage rate: I B E W 26 Federal Credit Union, 2.63%. (Same size rules as the national rankings.)
Every Maryland credit union's reported rates
All 60 Maryland credit unions that reported at least one loan rate, largest first. A dash means it holds no loans of that type.
Source: NCUA 5300 Call Report quarterly data, Q2 2026. Not affiliated with NCUA or any credit union. Sort and filter these in the screener · All Maryland credit unions · Lowest rates nationally