Maryland · NCUA branch file, Q2 2026

Credit unions in Waldorf, MD

5 credit unions have 5 offices in Waldorf, Maryland, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Navy Federal Credit Union has the most here (1); the largest by assets is Navy Federal Credit Union at $204.4 billion.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Navy Federal Credit Union1$204B11.65%4.59%Vienna, VA
Andrews Federal Credit Union1$2.7B10.62%3.99%Suitland, MD
Educational Systems Federal Credit Union1$1.4B10.79%6.24%Greenbelt, MD
Cedar Point Federal Credit Union1$906M9.26%4.49%Lexington Park, MD
Spectra Federal Credit Union1$544M8.67%3.89%Alexandria, VA

Rates are what each credit union reported to NCUA for new auto loans, not offers. All Maryland credit union loan rates.

Addresses, phone numbers and hours

Navy Federal Credit Union

  • Waldorf MD 3054 Waldorf Market Pl, Waldorf, MD 20603 888-842-6328 · Lobby: M-F 0900 - 1700 Sat 0900 - 1400 ATM

Andrews Federal Credit Union

  • Waldorf 2595 Crain Hwy, Waldorf, MD 20601 800-487-5500 · Mon-Fri 10-6; Sat 9-1 Drive-through · ATM

Educational Systems Federal Credit Union

  • Waldorf 169A Smallwood Village Ctr, Waldorf, MD 20602 301-779-8500 · Monday - Thursday 9:00AM - 5:00PM; Friday 9:00AM - 6:00PM; Saturday 9:00AM - 2:00PM Drive-through · ATM

Cedar Point Federal Credit Union

  • Waldorf 11100 Weymouth Ct, Waldorf, MD 20603 301-863-7071 · 9am- 5pm Drive-through · ATM

Spectra Federal Credit Union

  • Waldorf Branch 1024 Saint Nicholas Dr, Waldorf, MD 20603 301-839-8865 · Lobby 9AM-5PM - Monday - Friday Lobby 9AM-1PM on Saturday Drive - thru 9AM- 6PM Monday-F… Drive-through · ATM

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in Maryland

Every Maryland city · All Maryland credit unions

Questions people ask

How many credit unions are in Waldorf, MD?

NCUA's branch file for Q2 2026 lists 5 credit union offices in Waldorf, run by 5 credit unions.

Which credit union has the most branches in Waldorf?

Navy Federal Credit Union, with 1 office in Waldorf. The largest credit union with an office here is Navy Federal Credit Union, with $204.4 billion in assets.

Can I join a credit union in Waldorf?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.