Charter 5612 · Ridgecrest, CA
Altaone Federal Credit Union
Altaone Federal Credit Union is a federally chartered credit union in Ridgecrest, California, with $967 million in assets and 53,422 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.19%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $967 million
- +1.6% in a year
- Members
- 53,422
- -9.6% in a year
- Net worth ratio
- 9.19%
- Peer median 10.79%
- Loans 60+ days late
- 0.70%
- Peer median 0.67%
- Loans outstanding
- $761 million
- +1.8% in a year
- Shares and deposits
- $872 million
- +1.3% in a year
- Branches
- 12
- 179 employees
- Opened
- 1947
- Federal charter
How Altaone Federal Credit Union compares
NCUA groups credit unions by size; Altaone Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.19% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.70%, is about the same as the group median of 0.67%. Loans grew 1.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 67 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $967 million | 53,422 | $761 million | 9.19% | 0.70% |
| Q1 2026 | $974 million | 53,583 | $757 million | 9.07% | 0.59% |
| Q4 2025 | $962 million | 53,057 | $756 million | 9.16% | 0.76% |
| Q3 2025 | $963 million | 59,059 | $761 million | 9.25% | 0.81% |
| Q2 2025 | $952 million | 59,104 | $747 million | 9.33% | 0.77% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 983,700 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 12 sites for Altaone Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate (main office)
701 S China Lake Blvd, Ridgecrest, CA 93555 - Lake Isabella
5946 Lake Isabella Blvd, Lake Isabella, CA 93240 - Cal City
9601 California City Blvd, California City, CA 93505 - Boron
27055 20 Mule Team Rd, Boron, CA 93516 - Ming
6501 Ming Ave, Bakersfield, CA 93309 - Bishop
462 N Main St, Bishop, CA 93514 - Base
1115 King Ave, China Lake, CA 93555 - Riverwalk
11211 River Run Blvd, Bakersfield, CA 93311 - Kernville
44 Big Blue Road, Kernville, CA 93238 - Lone Pine
111 Mountain View Rd, Lone Pine, CA 93545 - Tehachapi Tucker Road
665 Tucker Rd, Tehachapi, CA 93561 - Ridgecrest - North
1450 N Norma St, Ridgecrest, CA 93555
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology