Charter 24973 · Rancho Cucamonga, CA
Arrowhead Federal Credit Union
Arrowhead Federal Credit Union is a federally chartered credit union in Rancho Cucamonga, California, with $2.93 billion in assets and 237,006 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.36%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Desert Communities Credit Union, a Division of Arrowhead.
- Total assets
- $2.93 billion
- +13.3% in a year
- Members
- 237,006
- +6.5% in a year
- Net worth ratio
- 11.36%
- Peer median 10.79%
- Loans 60+ days late
- 0.90%
- Peer median 0.67%
- Loans outstanding
- $1.45 billion
- +1.8% in a year
- Shares and deposits
- $2.42 billion
- +8.0% in a year
- Branches
- 21
- 543 employees
- Opened
- 1949
- Federal charter
How Arrowhead Federal Credit Union compares
NCUA groups credit unions by size; Arrowhead Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.36% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.90%, is higher than the group median of 0.67%. Loans grew 1.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 27 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.93 billion | 237,006 | $1.45 billion | 11.36% | 0.90% |
| Q1 2026 | $2.91 billion | 232,781 | $1.43 billion | 11.28% | 0.85% |
| Q4 2025 | $2.79 billion | 227,398 | $1.42 billion | 11.44% | 1.00% |
| Q3 2025 | $2.65 billion | 226,646 | $1.42 billion | 11.78% | 0.78% |
| Q2 2025 | $2.58 billion | 222,545 | $1.42 billion | 11.72% | 0.66% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 6.4 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 21 sites for Arrowhead Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Crestline
23971 Lake Dr, Crestline, CA 92325 - Corporate -Haven (main office)
8686 Haven Ave, Rancho Cucamonga, CA 91730 - Highland
27949 Greenspot Rd, Highland, CA 92346 - Redlands
1580 Industrial Park Ave, Redlands, CA 92374 - Rialto
1432 S Riverside Ave, Rialto, CA 92376 - Riverside
6135 Van Buren Blvd, Riverside, CA 92503 - Yucaipa
33598 Yucaipa Blvd Ste 1, Yucaipa, CA 92399 - Victorville
12748 Amargosa Rd, Victorville, CA 92392 - Rancho Cucamonga
8686 Haven Ave, Rancho Cucamonga, CA 91730 - Highland In-Store
7201 Boulder Ave, Highland, CA 92346 - Upland In-Store
81 W Foothill Blvd, Upland, CA 91786 - Fontana
16944 S Highland Ave, Fontana, CA 92336 - Eastvale In-Store
6170 Hamner Ave, Eastvale, CA 91752 - Needles
1001 W Broadway St, Needles, CA 92363 - Torrance In-Store
24325 Crenshaw Blvd, Torrance, CA 90505 - Long Beach
5531 E Stearns St, Long Beach, CA 90815 - San Bernardino
575 E Hospitality Ln, San Bernardino, CA 92408 - Montclair
5275 Holt Blvd, Montclair, CA 91763 - San Bernardino - SBVC Campus
701 S Mount Vernon Ave, San Bernardino, CA 92410 - Bullhead City
3699 Highway 95 Ste 200, Bullhead City, AZ 86442 - Chino
4012 Grand Ave Ste A, Chino, CA 91710
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology