Charter 66584 · San Diego, CA
California Coast Credit Union
California Coast Credit Union is a state-chartered credit union in San Diego, California, with $3.48 billion in assets and 211,695 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.91%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as CCCU, Cal Coast CU, Cal Coast Credit Union.
- Total assets
- $3.48 billion
- +3.6% in a year
- Members
- 211,695
- +2.3% in a year
- Net worth ratio
- 13.91%
- Peer median 10.79%
- Loans 60+ days late
- 0.26%
- Peer median 0.67%
- Loans outstanding
- $2.39 billion
- +4.6% in a year
- Shares and deposits
- $3.05 billion
- +2.5% in a year
- Branches
- 25
- 563 employees
- Opened
- 1929
- California charter
How California Coast Credit Union compares
NCUA groups credit unions by size; California Coast Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.91% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.26%, is lower than the group median of 0.67%. Loans grew 4.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 23 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.48 billion | 211,695 | $2.39 billion | 13.91% | 0.26% |
| Q1 2026 | $3.47 billion | 212,497 | $2.34 billion | 13.44% | 0.24% |
| Q4 2025 | $3.40 billion | 210,042 | $2.30 billion | 13.72% | 0.26% |
| Q3 2025 | $3.36 billion | 208,804 | $2.26 billion | 13.72% | 0.12% |
| Q2 2025 | $3.35 billion | 206,919 | $2.28 billion | 13.43% | 0.17% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 22 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 26 sites for California Coast Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Spectrum Center (main office)
9201 Spectrum Center Blvd, San Diego, CA 92123 - Chula Vista
386 E H St Ste 213, Chula Vista, CA 91910 - Clairemont
4265 Genesee Ave, San Diego, CA 92117 - El Cajon
898 Jackman St, El Cajon, CA 92020 - Escondido
962 W Valley Pkwy, Escondido, CA 92025 - Hillcrest
1060 University Ave Ste A101, San Diego, CA 92103 - La Mesa
8002 La Mesa Blvd, La Mesa, CA 91942 - Mira Mesa
8220 Mira Mesa Blvd Ste D, San Diego, CA 92126 - Murrieta Hot Springs
40230 Murrieta Hot Springs Rd, Murrieta, CA 92563 - Murrieta Madison
24716 Madison Ave, Murrieta, CA 92562 - National City
1704 Sweetwater Rd, National City, CA 91950 - Poway
13616 Poway Rd Ste 200, Poway, CA 92064 - San Marcos
140 Knoll Rd, San Marcos, CA 92069 - Santee
9808 Mission Gorge Rd Ste A, Santee, CA 92071 - Scripps Ranch
9825 Mira Mesa Blvd, San Diego, CA 92131 - Temecula
32170 Temecula Pkwy Bldg C, Temecula, CA 92592 - Oceanside
3485 Marron Rd, Oceanside, CA 92056 - University Heights
4470 Park Blvd, San Diego, CA 92116 - Encinitas
429 Santa Fe Dr, Encinitas, CA 92024 - SDSU Campus
Sdsu Conrad Prebys Aztec Student Union Ste 140, San Diego, CA 92182 - Menifee
30015 Haun Rd, Menifee, CA 92584 - East Village
777 J St, San Diego, CA 92101 - Otay Ranch
1741 Eastlake Pkwy Ste 104, Chula Vista, CA 91915 - University City
3202 Governor Dr Ste 102, San Diego, CA 92122 - Spectrum Innovation Branch
9201 Spectrum Branch Suite 100, San Diego, CA 92123 - Logan Heights
2040 Imperial Ave Ste 3, San Diego, CA 92102
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology