Charter 6681 · La Canada, CA
Caltech Employees Federal Credit Union
Caltech Employees Federal Credit Union is a federally chartered credit union in La Canada, California, with $2.10 billion in assets and 31,491 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.08%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.10 billion
- -0.9% in a year
- Members
- 31,491
- -7.8% in a year
- Net worth ratio
- 10.08%
- Peer median 10.79%
- Loans 60+ days late
- 0.02%
- Peer median 0.67%
- Loans outstanding
- $705 million
- +14.0% in a year
- Shares and deposits
- $1.58 billion
- -1.9% in a year
- Branches
- 4
- 78 employees
- Opened
- 1950
- Federal charter
How Caltech Employees Federal Credit Union compares
NCUA groups credit unions by size; Caltech Employees Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.08% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.02%, is lower than the group median of 0.67%. Loans grew 14.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 36 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.10 billion | 31,491 | $705 million | 10.08% | 0.02% |
| Q1 2026 | $2.18 billion | 31,637 | $672 million | 9.68% | 0.03% |
| Q4 2025 | $2.12 billion | 34,425 | $658 million | 9.92% | 0.04% |
| Q3 2025 | $2.12 billion | 34,260 | $644 million | 9.96% | 0.03% |
| Q2 2025 | $2.11 billion | 34,165 | $619 million | 9.94% | 0.05% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 55,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Caltech Employees Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- CEFCU Foothill Branch (main office)
528 Foothill Blvd, La Canada, CA 91011 - CIT Branch
515 S Wilson Ave, Pasadena, CA 91106 - JPL Branch
4800 Oak Grove Dr Bldg 291, Pasadena, CA 91109 - Real Estate Loan Center
801 Foothill Blvd, La Canada, CA 91011
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology