Charter 16030 · Upland, CA
Chaffey Federal Credit Union
Chaffey Federal Credit Union is a federally chartered credit union in Upland, California, with $230 million in assets and 11,752 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.74%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $230 million
- -3.3% in a year
- Members
- 11,752
- -1.0% in a year
- Net worth ratio
- 7.74%
- Peer median 11.65%
- Loans 60+ days late
- 0.26%
- Peer median 0.70%
- Loans outstanding
- $119 million
- -2.6% in a year
- Shares and deposits
- $203 million
- +0.6% in a year
- Branches
- 3
- 45 employees
- Opened
- 1964
- Federal charter
How Chaffey Federal Credit Union compares
NCUA groups credit unions by size; Chaffey Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 7.74% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.26%, is lower than the group median of 0.70%. Loans fell 2.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 116 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $230 million | 11,752 | $119 million | 7.74% | 0.26% |
| Q1 2026 | $229 million | 11,786 | $120 million | 7.79% | 0.31% |
| Q4 2025 | $229 million | 11,813 | $119 million | 7.83% | 0.17% |
| Q3 2025 | $229 million | 11,852 | $120 million | 7.71% | 0.52% |
| Q2 2025 | $238 million | 11,873 | $122 million | 7.50% | 0.86% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.5 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Chaffey Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Rancho Cucamonga
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA 91730 - Upland (main office)
1024 W Foothill Blvd, Upland, CA 91786 - West Covina
2333 S Azusa Ave, West Covina, CA 91792 - Upland Admin
1014 W Foothill Blvd Ste C, Upland, CA 91786
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology