Charter 24326 · Concord, CA
Chevron Federal Credit Union
Chevron Federal Credit Union is a federally chartered credit union in Concord, California, with $5.36 billion in assets and 139,374 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.38%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Spectrum Credit Union.
- Total assets
- $5.36 billion
- +7.2% in a year
- Members
- 139,374
- +0.7% in a year
- Net worth ratio
- 12.38%
- Peer median 10.79%
- Loans 60+ days late
- 0.38%
- Peer median 0.67%
- Loans outstanding
- $4.10 billion
- +3.2% in a year
- Shares and deposits
- $4.68 billion
- +7.9% in a year
- Branches
- 21
- 349 employees
- Opened
- 1935
- Federal charter
How Chevron Federal Credit Union compares
NCUA groups credit unions by size; Chevron Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.38% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.38%, is lower than the group median of 0.67%. Loans grew 3.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 15 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $5.36 billion | 139,374 | $4.10 billion | 12.38% | 0.38% |
| Q1 2026 | $5.44 billion | 140,127 | $4.06 billion | 11.54% | 0.37% |
| Q4 2025 | $5.10 billion | 139,239 | $4.08 billion | 12.16% | 0.36% |
| Q3 2025 | $5.04 billion | 139,185 | $4.04 billion | 12.58% | 0.37% |
| Q2 2025 | $5.00 billion | 138,393 | $3.98 billion | 12.67% | 0.45% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 703,556 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 21 sites for Chevron Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- BR#3 San Ramon
2600 Camino Ramon Ste Cf120, San Ramon, CA 94583 - BR#6 Covington
100 Northpark Blvd # B1302A, Covington, LA 70433 - BR#208 El Paso
1404 N Lee Trevino Dr, El Paso, TX 79936 - BR#9 El Segundo
324 W El Segundo Blvd, El Segundo, CA 90245 - BR#23 Pascagoula
250 Industrial Rd, Pascagoula, MS 39581 - BR 4 Richmond
200 Chevron Way Rm 10-2114, Richmond, CA 94801 - BR#210 Bakersfield
5060 California Ave Ste 190, Bakersfield, CA 93309 - BR#205 Reston
12011 Sunset Hills Rd Ste 110, Reston, VA 20190 - BR#207 Bountiful
273 W 500 S, Bountiful, UT 84010 - BR#28 SLC Refinery
685 S Chevron Way Ste A1103, North Salt Lake, UT 84054 - BR#21 Kern River
1546 China Grade Loop # J3, Bakersfield, CA 93308 - BR#206 Pleasant Hill
3003 Oak Rd Ste 106, Walnut Creek, CA 94597 - Concord Headquarters (main office)
2300 Clayton Rd Ste 700, Concord, CA 94520 - Special Event Branch - Briarpark
3901 Briarpark Dr, Houston, TX 77042 - BR#30 Midland
6301 Deauville, Midland, TX 79706 - BR#31 Oak Point
10285 Highway 23, Belle Chasse, LA 70037 - BR# 212 Marathon Admin
212 N Clark Dr Bldg 4, El Paso, TX 79905 - BR# 213 Brownsville
48326 State Highway 48, Port Isabel, TX 78578 - BR#14 Houston Allen
333 Clay St Ste 200, Houston, TX 77002 - BR#33 1500 Lousiana
1500 Louisiana St Ste 1248, Houston, TX 77002 - BR# 211 - Port Arthur
3570 S Gulfway Dive, Port Arthur, TX 77640
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology