Charter 24957 · Santa Maria, CA
CoastHills Federal Credit Union
CoastHills Federal Credit Union is a federally chartered credit union in Santa Maria, California, with $1.77 billion in assets and 84,724 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.00%, above the 7% that NCUA's rules treat as well capitalized.
Also does business as CoastHills Credit Union, CoastHills Federal Credit Union (as of 1/19/24).
- Total assets
- $1.77 billion
- -0.5% in a year
- Members
- 84,724
- +4.5% in a year
- Net worth ratio
- 8.00%
- Peer median 10.79%
- Loans 60+ days late
- 0.67%
- Peer median 0.67%
- Loans outstanding
- $1.33 billion
- +3.7% in a year
- Shares and deposits
- $1.50 billion
- +2.3% in a year
- Branches
- 11
- 312 employees
- Opened
- 1958
- Federal charter
How CoastHills Federal Credit Union compares
NCUA groups credit unions by size; CoastHills Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.00% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.67%, is about the same as the group median of 0.67%. Loans grew 3.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 39 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.77 billion | 84,724 | $1.33 billion | 8.00% | 0.67% |
| Q1 2026 | $1.77 billion | 83,931 | $1.28 billion | 7.99% | 0.59% |
| Q4 2025 | $1.77 billion | 83,113 | $1.27 billion | 7.99% | 0.68% |
| Q3 2025 | $1.77 billion | 82,257 | $1.28 billion | 7.95% | 0.62% |
| Q2 2025 | $1.78 billion | 81,048 | $1.28 billion | 7.84% | 1.40% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.1 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for CoastHills Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Lompoc Branch
1320 N H St, Lompoc, CA 93436 - Vandenberg Village Branch
3880 Constellation Rd, Lompoc, CA 93436 - Santa Maria Branch
1203 S Broadway, Santa Maria, CA 93454 - Atascadero Branch
8900 Pueblo Ave, Atascadero, CA 93422 - Orcutt Branch
1125 E Clark Ave, Santa Maria, CA 93455 - Nipomo Branch
671 W Tefft St Ste 6, Nipomo, CA 93444 - Paso Robles Branch
1402 Spring St, Paso Robles, CA 93446 - Vandenberg Air Force Base
100 Community Loop, Vandenberg Afb, CA 93437 - San Luis Obispo
751 Marsh St, San Luis Obispo, CA 93401 - Santa Maria HQ (main office)
1075 E Betteravia Rd, Santa Maria, CA 93454 - Grand Avenue Branch
1360 E Grand Ave, Arroyo Grande, CA 93420
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology