Charter 61667 · Santa Rosa, CA
Community First Credit Union (Santa Rosa, CA)
Community First Credit Union is a state-chartered credit union in Santa Rosa, California, with $921 million in assets and 57,190 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.25%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $921 million
- +0.6% in a year
- Members
- 57,190
- -15.8% in a year
- Net worth ratio
- 10.25%
- Peer median 10.79%
- Loans 60+ days late
- 1.22%
- Peer median 0.67%
- Loans outstanding
- $669 million
- -2.3% in a year
- Shares and deposits
- $813 million
- -0.6% in a year
- Branches
- 12
- 170 employees
- Opened
- 1959
- California charter
How Community First Credit Union compares
NCUA groups credit unions by size; Community First Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.25% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.22%, is higher than the group median of 0.67%. Loans fell 2.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 70 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $921 million | 57,190 | $669 million | 10.25% | 1.22% |
| Q1 2026 | $922 million | 58,012 | $644 million | 9.94% | 1.33% |
| Q4 2025 | $915 million | 58,779 | $646 million | 9.73% | 2.16% |
| Q3 2025 | $913 million | 59,821 | $680 million | 9.67% | 2.51% |
| Q2 2025 | $916 million | 67,933 | $685 million | 9.49% | 1.85% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for Community First Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Lakeport
963 11Th St, Lakeport, CA 95453 - Fort Bragg
147 N Franklin St, Fort Bragg, CA 95437 - Clearlake
14866 Olympic Dr, Clearlake, CA 95422 - Corporate Office (main office)
1105 N Dutton Ave, Santa Rosa, CA 95401 - Guerneville
16200 Main St, Guerneville, CA 95446 - Healdsburg
32 North St, Healdsburg, CA 95448 - Napa
2375 California Blvd, Napa, CA 94559 - Fulton
1405 Fulton Rd, Santa Rosa, CA 95403 - College
501 College Ave, Santa Rosa, CA 95404 - Sebastopol
328 N Main St, Sebastopol, CA 95472 - Novato
1539 S Novato Blvd, Novato, CA 94947 - Garberville
757 Redwood Dr, Garberville, CA 95542 - Ukiah
530 E Perkins St, Ukiah, CA 95482
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology