Charter 68356 · El Centro, CA
Corazo Credit Union
Corazo Credit Union is a state-chartered credit union in El Centro, California, with $244 million in assets and 23,687 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.01%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $244 million
- +11.2% in a year
- Members
- 23,687
- +3.3% in a year
- Net worth ratio
- 14.01%
- Peer median 11.65%
- Loans 60+ days late
- 2.51%
- Peer median 0.70%
- Loans outstanding
- $179 million
- +6.0% in a year
- Shares and deposits
- $208 million
- +12.8% in a year
- Branches
- 6
- 69 employees
- Opened
- 1942
- California charter
How Corazo Credit Union compares
NCUA groups credit unions by size; Corazo Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 14.01% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 2.51%, is higher than the group median of 0.70%. Loans grew 6.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 113 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $244 million | 23,687 | $179 million | 14.01% | 2.51% |
| Q1 2026 | $242 million | 23,794 | $175 million | 13.78% | 1.89% |
| Q4 2025 | $235 million | 23,567 | $180 million | 14.21% | 2.03% |
| Q3 2025 | $220 million | 23,381 | $182 million | 15.12% | 1.57% |
| Q2 2025 | $219 million | 22,941 | $168 million | 14.83% | 1.48% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 667,150 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Corazo Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Brawley Branch
1020 S Brawley Ave, Brawley, CA 92227 - Main Office (main office)
1602 W Main St, El Centro, CA 92243 - Imperial Branch Recovery Site
123 W Barioni Blvd, Imperial, CA 92251 - Calexico Branch
1010 Cole Blvd, Calexico, CA 92231 - Imperial Branch
123 W Barioni Blvd Ste D, Imperial, CA 92251 - La Quinta Branch
79825 Highway 111, La Quinta, CA 92253
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology