Charter 11870 · Downey, CA
Downey Federal Credit Union
Downey Federal Credit Union is a federally chartered credit union in Downey, California, with $328 million in assets and 19,337 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.80%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $328 million
- +0.9% in a year
- Members
- 19,337
- +2.0% in a year
- Net worth ratio
- 8.80%
- Peer median 11.65%
- Loans 60+ days late
- 0.52%
- Peer median 0.70%
- Loans outstanding
- $174 million
- -6.1% in a year
- Shares and deposits
- $268 million
- +2.9% in a year
- Branches
- 4
- 72 employees
- Opened
- 1957
- Federal charter
How Downey Federal Credit Union compares
NCUA groups credit unions by size; Downey Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.80% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.52%, is lower than the group median of 0.70%. Loans fell 6.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 106 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $328 million | 19,337 | $174 million | 8.80% | 0.52% |
| Q1 2026 | $331 million | 19,401 | $174 million | 8.64% | 0.48% |
| Q4 2025 | $328 million | 19,181 | $175 million | 8.70% | 0.46% |
| Q3 2025 | $327 million | 19,064 | $183 million | 9.19% | 4.83% |
| Q2 2025 | $325 million | 18,964 | $185 million | 9.19% | 4.70% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 797,607 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Downey Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Branch (main office)
8237 3Rd St, Downey, CA 90241 - Additional Office Space-Non Member Contact
10829 New St, Downey, CA 90241 - Bell Office
6239 Atlantic Ave Unit 22, Bell, CA 90201 - Lynwood Office
9930 Long Beach Blvd, Lynwood, CA 90262
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology