Charter 60520 · Fresno, CA
Educational Employees Credit Union
Educational Employees Credit Union is a state-chartered credit union in Fresno, California, with $5.37 billion in assets and 400,296 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.58%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as EECU.
- Total assets
- $5.37 billion
- +7.5% in a year
- Members
- 400,296
- +3.4% in a year
- Net worth ratio
- 14.58%
- Peer median 10.79%
- Loans 60+ days late
- 0.20%
- Peer median 0.67%
- Loans outstanding
- $2.30 billion
- +3.3% in a year
- Shares and deposits
- $4.59 billion
- +5.6% in a year
- Branches
- 22
- 606 employees
- Opened
- 1934
- California charter
How Educational Employees Credit Union compares
NCUA groups credit unions by size; Educational Employees Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 14.58% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.20%, is lower than the group median of 0.67%. Loans grew 3.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 14 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $5.37 billion | 400,296 | $2.30 billion | 14.58% | 0.20% |
| Q1 2026 | $5.38 billion | 400,720 | $2.27 billion | 14.07% | 0.20% |
| Q4 2025 | $5.26 billion | 396,527 | $2.28 billion | 13.95% | 0.23% |
| Q3 2025 | $5.11 billion | 392,631 | $2.27 billion | 14.00% | 0.22% |
| Q2 2025 | $4.99 billion | 387,215 | $2.23 billion | 13.89% | 0.26% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 23 sites for Educational Employees Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate (main office)
2222 W Shaw Ave, Fresno, CA 93711 - Perrin
9515 N Sommerville Dr, Fresno, CA 93720 - Barstow
455 E Barstow Ave, Fresno, CA 93710 - Clovis North
1660 Herndon Ave Ste 101, Clovis, CA 93611 - Clovis Old Town
430 Pollasky Ave, Clovis, CA 93612 - Sunnyside
5640 E Kings Canyon Rd, Fresno, CA 93727 - Selma
2029 High St, Selma, CA 93662 - Hanford
1460 W 7Th St Ste 101, Hanford, CA 93230 - Reedley
873 W North Ave, Reedley, CA 93654 - Visalia
3612 S Mooney Blvd, Visalia, CA 93277 - Milburn
6745 N Milburn Ave, Fresno, CA 93722 - Merced
755 E Yosemite Ave Ste A, Merced, CA 95340 - Valentine
3488 W Shaw Ave, Fresno, CA 93711 - Van Ness
1177 Van Ness Ave Ste 100, Fresno, CA 93721 - Demaree
3212 N Demaree St Ste A, Visalia, CA 93291 - Madera
413 W Yosemite Ave Ste 101, Madera, CA 93637 - Tulare
1398 E Prosperity Ave, Tulare, CA 93274 - Clinton Way
4986 E Clinton Way, Fresno, CA 93727 - Clovis West
1070 E Teague Ave, Fresno, CA 93720 - Sanger
740 Bethel Ave, Sanger, CA 93657 - Armstrong
2186 Shaw Ave, Clovis, CA 93611 - Porterville
14 N Main St Ste E, Porterville, CA 93257 - Paso Robles
2341 Theatre Dr, Paso Robles, CA 93446
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology