Charter 9109 · Hanford, CA
Families and Schools Together Federal Credit Union
Families and Schools Together Federal Credit Union is a federally chartered credit union in Hanford, California, with $330 million in assets and 18,809 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 20.04%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $330 million
- +9.2% in a year
- Members
- 18,809
- +2.0% in a year
- Net worth ratio
- 20.04%
- Peer median 11.65%
- Loans 60+ days late
- 0.37%
- Peer median 0.70%
- Loans outstanding
- $243 million
- +4.7% in a year
- Shares and deposits
- $260 million
- +4.8% in a year
- Branches
- 3
- 46 employees
- Opened
- 1954
- Federal charter
How Families and Schools Together Federal Credit Union compares
NCUA groups credit unions by size; Families and Schools Together Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 20.04% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.37%, is lower than the group median of 0.70%. Loans grew 4.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 105 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $330 million | 18,809 | $243 million | 20.04% | 0.37% |
| Q1 2026 | $328 million | 18,798 | $243 million | 19.54% | 0.21% |
| Q4 2025 | $317 million | 18,585 | $244 million | 19.60% | 0.45% |
| Q3 2025 | $310 million | 18,519 | $240 million | 19.35% | 0.39% |
| Q2 2025 | $302 million | 18,442 | $232 million | 19.14% | 0.18% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 152,982 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Families and Schools Together Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- FAST PLAZA (main office)
312 W 7Th St, Hanford, CA 93230 - Lemoore Branch
200 Follett St, Lemoore, CA 93245 - Avenal Branch
744 Skyline Blvd, Avenal, CA 93204
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology