Charter 68460 · Long Beach, CA
Lbs Financial Credit Union
Lbs Financial Credit Union is a state-chartered credit union in Long Beach, California, with $2.21 billion in assets and 134,234 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.11%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.21 billion
- +5.0% in a year
- Members
- 134,234
- -1.3% in a year
- Net worth ratio
- 13.11%
- Peer median 10.79%
- Loans 60+ days late
- 0.61%
- Peer median 0.67%
- Loans outstanding
- $1.17 billion
- +5.3% in a year
- Shares and deposits
- $1.91 billion
- +4.7% in a year
- Branches
- 7
- 264 employees
- Opened
- 1935
- California charter
How Lbs Financial Credit Union compares
NCUA groups credit unions by size; Lbs Financial Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.11% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.61%, is lower than the group median of 0.67%. Loans grew 5.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 32 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.21 billion | 134,234 | $1.17 billion | 13.11% | 0.61% |
| Q1 2026 | $2.19 billion | 138,472 | $1.15 billion | 13.15% | 0.36% |
| Q4 2025 | $2.17 billion | 137,582 | $1.14 billion | 13.05% | 0.61% |
| Q3 2025 | $2.12 billion | 137,390 | $1.13 billion | 13.18% | 0.51% |
| Q2 2025 | $2.10 billion | 135,978 | $1.11 billion | 13.08% | 0.46% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.4 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Lbs Financial Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Bixby Knolls
4436 Atlantic Ave, Long Beach, CA 90807 - Cerritos
11239 183Rd St, Cerritos, CA 90703 - East Long Beach
4341 E 10Th St, Long Beach, CA 90804 - Lakewood
4916 Bellflower Blvd, Lakewood, CA 90713 - Los Altos
6417 E Spring St, Long Beach, CA 90808 - Westminster (main office)
5505 Garden Grove Blvd, Westminster, CA 92683 - Long Beach State Office
6049 E 7Th St, Long Beach, CA 90840 - Marina
6457 E Pacific Coast Hwy, Long Beach, CA 90803
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology