Charter 95073 · Compton, CA
Mid-Cities Credit Union
Mid-Cities Credit Union is a state-chartered credit union in Compton, California, with $16.0 million in assets and 2,270 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.11%, above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Mid-Cities Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
Also does business as Mid Cities CU, Mid Cities Credit Union, MCCU, Mid Cities Financial Credit Union.
- Total assets
- $16.0 million
- -3.1% in a year
- Members
- 2,270
- -15.9% in a year
- Net worth ratio
- 7.11%
- Peer median 13.88%
- Loans 60+ days late
- 0.69%
- Peer median 0.68%
- Loans outstanding
- $5.2 million
- +4.8% in a year
- Shares and deposits
- $14.6 million
- -3.4% in a year
- Branches
- 1
- 5 employees
- Opened
- 1955
- California charter
How Mid-Cities Credit Union compares
NCUA groups credit unions by size; Mid-Cities Credit Union is in the group with $10 million to $50 million (1,135 credit unions). Its net worth ratio of 7.11% is lower than that group's median of 13.88%, and its share of loans 60 or more days past due, 0.69%, is about the same as the group median of 0.68%. Loans grew 4.8% over the year to Q2 2026, against a group median of a 2.4% fall.
By assets it ranks 216 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $16.0 million | 2,270 | $5.2 million | 7.11% | 0.69% |
| Q1 2026 | $16.3 million | 2,350 | $4.4 million | 6.97% | 1.27% |
| Q4 2025 | $15.7 million | 2,561 | $4.7 million | 7.22% | 2.87% |
| Q3 2025 | $15.8 million | 2,630 | $4.9 million | 7.70% | 2.98% |
| Q2 2025 | $16.5 million | 2,698 | $5.0 million | 7.74% | 3.10% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 10,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for Mid-Cities Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Office (main office)
325 S Santa Fe Ave, Compton, CA 90221
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology