Charter 24981 · Santa Ana, CA
Orange County's Federal Credit Union
Orange County's Federal Credit Union is a federally chartered credit union in Santa Ana, California, with $3.08 billion in assets and 145,416 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.66%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $3.08 billion
- – in a year
- Members
- 145,416
- – in a year
- Net worth ratio
- 10.66%
- Peer median 10.79%
- Loans 60+ days late
- 0.65%
- Peer median 0.67%
- Loans outstanding
- $2.42 billion
- – in a year
- Shares and deposits
- $2.55 billion
- – in a year
- Branches
- 12
- 355 employees
- Opened
- 1938
- Federal charter
How Orange County's Federal Credit Union compares
NCUA groups credit unions by size; Orange County's Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.66% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.65%, is about the same as the group median of 0.67%.
By assets it ranks 26 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $3.08 billion | 145,416 | $2.42 billion | 10.66% | 0.65% |
| Q1 2026 | $3.07 billion | 145,451 | $2.39 billion | 10.29% | 0.53% |
| Q4 2025 | $2.97 billion | 144,117 | $2.33 billion | 10.38% | 0.64% |
| Q3 2025 | – | – | – | – | – |
| Q2 2025 | – | – | – | – | – |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 487,700 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 12 sites for Orange County's Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Orange County's CU
21791 Lake Forest Dr Ste 110, Lake Forest, CA 92630 - Orange County's CU
17496 Yorba Linda Blvd, Yorba Linda, CA 92886 - Orange County's CU
401 N Main St, Santa Ana, CA 92701 - Orange County's CU
2390 E Orangewood Ave, Anaheim, CA 92806 - Orange County's CU (main office)
1701 E Saint Andrew Pl, Santa Ana, CA 92705 - Orange County's CU
10111 Adams Ave Ste 101, Huntington Beach, CA 92646 - Orange County's CU
1802 Ximeno Ave, Long Beach, CA 90815 - Orange County's CU
28221 Marguerite Pkwy Ste 7, Mission Viejo, CA 92692 - Orange County's CU
1721 E Saint Andrew Pl, Santa Ana, CA 92705 - Orange County's CU
6448 Irvine Blvd, Irvine, CA 92620 - Orange County's CU
8401 Pine Ave Ste 110, Chino, CA 91708 - Orange County's CU
1469 S Harbor Blvd, Fullerton, CA 92832
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology