Charter 68413 · Concord, CA
Pacific Service Credit Union
Pacific Service Credit Union is a state-chartered credit union in Concord, California, with $1.33 billion in assets and 70,615 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.54%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.33 billion
- +0.2% in a year
- Members
- 70,615
- +1.2% in a year
- Net worth ratio
- 15.54%
- Peer median 10.79%
- Loans 60+ days late
- 0.35%
- Peer median 0.67%
- Loans outstanding
- $988 million
- +0.6% in a year
- Shares and deposits
- $1.09 billion
- -1.7% in a year
- Branches
- 6
- 159 employees
- Opened
- 1936
- California charter
How Pacific Service Credit Union compares
NCUA groups credit unions by size; Pacific Service Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 15.54% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.35%, is lower than the group median of 0.67%. Loans grew 0.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 53 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.33 billion | 70,615 | $988 million | 15.54% | 0.35% |
| Q1 2026 | $1.35 billion | 70,972 | $977 million | 15.09% | 0.44% |
| Q4 2025 | $1.32 billion | 70,779 | $983 million | 15.21% | 0.46% |
| Q3 2025 | $1.32 billion | 70,503 | $985 million | 15.10% | 0.53% |
| Q2 2025 | $1.32 billion | 69,792 | $981 million | 14.92% | 0.48% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 11 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Pacific Service Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Concord (main office)
1355 Willow Way, Concord, CA 94520 - Fresno
102 E Nees Ave, Fresno, CA 93720 - Pleasant Hill
1600 Contra Costa Blvd Ste E, Pleasant Hill, CA 94523 - Livermore
2800 Kitty Hawk Rd, Livermore, CA 94551 - San Ramon
3121 Crow Canyon Pl Ste B, San Ramon, CA 94583 - Clovis
840 Herndon Ave, Clovis, CA 93612
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology