Charter 24542 · San Francisco, CA
San Francisco Federal Credit Union
San Francisco Federal Credit Union is a federally chartered credit union in San Francisco, California, with $1.63 billion in assets and 52,101 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.63%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.63 billion
- +12.8% in a year
- Members
- 52,101
- +1.4% in a year
- Net worth ratio
- 13.63%
- Peer median 10.79%
- Loans 60+ days late
- 0.15%
- Peer median 0.67%
- Loans outstanding
- $827 million
- +33.2% in a year
- Shares and deposits
- $1.20 billion
- +7.4% in a year
- Branches
- 7
- 131 employees
- Opened
- 1954
- Federal charter
How San Francisco Federal Credit Union compares
NCUA groups credit unions by size; San Francisco Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.63% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.15%, is lower than the group median of 0.67%. Loans grew 33.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 44 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.63 billion | 52,101 | $827 million | 13.63% | 0.15% |
| Q1 2026 | $1.58 billion | 51,908 | $777 million | 10.91% | 0.15% |
| Q4 2025 | $1.45 billion | 51,658 | $712 million | 11.56% | 0.17% |
| Q3 2025 | $1.44 billion | 51,478 | $684 million | 11.34% | 0.27% |
| Q2 2025 | $1.44 billion | 51,404 | $621 million | 11.29% | 0.24% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.4 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for San Francisco Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Golden Gate Branch
770 Golden Gate Ave, San Francisco, CA 94102 - Lakeside Village Branch
2645 Ocean Ave Lbby 1, San Francisco, CA 94132 - Richmond Branch
4375 Geary Blvd, San Francisco, CA 94118 - Burlingame Branch
1811 El Camino Real, Burlingame, CA 94010 - Excelsior Branch
4800 Mission St, San Francisco, CA 94112 - Van Ness Branch
851 Van Ness Ave, San Francisco, CA 94109 - Redwood City Branch
510 Veterans Blvd Ste B, Redwood City, CA 94063 - Golden Gate Avenue (main office)
770 Golden Gate Ave, San Francisco, CA 94102
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology