Charter 66788 · Fresno, CA
San Joaquin Power Employees Credit Union
San Joaquin Power Employees Credit Union is a state-chartered credit union in Fresno, California, with $175 million in assets and 6,559 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.39%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $175 million
- -0.2% in a year
- Members
- 6,559
- +0.4% in a year
- Net worth ratio
- 15.39%
- Peer median 11.65%
- Loans 60+ days late
- 0.04%
- Peer median 0.70%
- Loans outstanding
- $126 million
- +1.1% in a year
- Shares and deposits
- $145 million
- -1.1% in a year
- Branches
- 1
- 7 employees
- Opened
- 1934
- California charter
How San Joaquin Power Employees Credit Union compares
NCUA groups credit unions by size; San Joaquin Power Employees Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 15.39% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.04%, is lower than the group median of 0.70%. Loans grew 1.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 126 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $175 million | 6,559 | $126 million | 15.39% | 0.04% |
| Q1 2026 | $173 million | 6,531 | $125 million | 15.33% | 0.05% |
| Q4 2025 | $179 million | 6,548 | $127 million | 14.79% | 0.03% |
| Q3 2025 | $177 million | 6,556 | $125 million | 14.73% | 0.04% |
| Q2 2025 | $175 million | 6,536 | $125 million | 14.64% | 0.04% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 69,633 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for San Joaquin Power Employees Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- SAN JOAQUIN POWER EMPLOYEES CREDIT UNION (main office)
1080 W Shaw Ave Ste 109, Fresno, CA 93711
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology