Charter 1909 · Santa Barbara, CA
Santa Barbara Teachers Federal Credit Union
Santa Barbara Teachers Federal Credit Union is a federally chartered credit union in Santa Barbara, California, with $308 million in assets and 9,059 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.82%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $308 million
- +4.0% in a year
- Members
- 9,059
- -1.8% in a year
- Net worth ratio
- 13.82%
- Peer median 11.65%
- Loans 60+ days late
- 0.01%
- Peer median 0.70%
- Loans outstanding
- $57.9 million
- -3.2% in a year
- Shares and deposits
- $264 million
- +3.0% in a year
- Branches
- 3
- 21 employees
- Opened
- 1937
- Federal charter
How Santa Barbara Teachers Federal Credit Union compares
NCUA groups credit unions by size; Santa Barbara Teachers Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.82% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.01%, is lower than the group median of 0.70%. Loans fell 3.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 108 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $308 million | 9,059 | $57.9 million | 13.82% | 0.01% |
| Q1 2026 | $310 million | 9,188 | $58.5 million | 13.56% | 0.01% |
| Q4 2025 | $305 million | 9,187 | $59.1 million | 13.50% | 0.01% |
| Q3 2025 | $303 million | 9,192 | $59.7 million | 13.38% | 0.01% |
| Q2 2025 | $296 million | 9,221 | $59.8 million | 13.45% | 0.02% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 20,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Santa Barbara Teachers Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Santa Barbara Teachers FCU
3970 La Colina Rd, Santa Barbara, CA 93110 - Santa Barbara Teachers FCU
2615 S Miller St Ste 110, Santa Maria, CA 93455 - Santa Barbara Teachers FCU
1307B N H St, Lompoc, CA 93436 - Santa Barbara Teachers FCU (main office)
3970 La Colina Rd, Santa Barbara, CA 93110 - Jack Henry & Associates
10910 W 87Th St, Lenexa, KS 66214
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology