Charter 7817 · Seal Beach, CA
Sea Air Federal Credit Union
Sea Air Federal Credit Union is a federally chartered credit union in Seal Beach, California, with $119 million in assets and 6,254 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 23.39%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $119 million
- -0.5% in a year
- Members
- 6,254
- +0.5% in a year
- Net worth ratio
- 23.39%
- Peer median 11.65%
- Loans 60+ days late
- 1.87%
- Peer median 0.70%
- Loans outstanding
- $45.1 million
- -5.2% in a year
- Shares and deposits
- $90.8 million
- +0.2% in a year
- Branches
- 3
- 16 employees
- Opened
- 1952
- Federal charter
How Sea Air Federal Credit Union compares
NCUA groups credit unions by size; Sea Air Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 23.39% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.87%, is higher than the group median of 0.70%. Loans fell 5.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 141 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $119 million | 6,254 | $45.1 million | 23.39% | 1.87% |
| Q1 2026 | $118 million | 6,277 | $47.5 million | 23.70% | 1.84% |
| Q4 2025 | $117 million | 6,266 | $48.2 million | 24.02% | 2.75% |
| Q3 2025 | $118 million | 6,214 | $46.8 million | 24.11% | 0.22% |
| Q2 2025 | $119 million | 6,223 | $47.5 million | 24.06% | 0.31% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 30,580 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Sea Air Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Seal Beach (main office)
800 Seal Beach Blvd Bldg 12, Seal Beach, CA 90740 - Los Alamitos
11210 Lexington Dr Bldg 242, Los Alamitos, CA 90720 - Corona
1999 4Th St Bldg 502, Norco, CA 92860
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology