Charter 68053 · Yuba City, CA
Sierra Central Credit Union
Sierra Central Credit Union is a state-chartered credit union in Yuba City, California, with $1.50 billion in assets and 86,319 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.00%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.50 billion
- +2.2% in a year
- Members
- 86,319
- +2.0% in a year
- Net worth ratio
- 10.00%
- Peer median 10.79%
- Loans 60+ days late
- 0.55%
- Peer median 0.67%
- Loans outstanding
- $999 million
- -2.7% in a year
- Shares and deposits
- $1.34 billion
- +1.6% in a year
- Branches
- 20
- 225 employees
- Opened
- 1955
- California charter
How Sierra Central Credit Union compares
NCUA groups credit unions by size; Sierra Central Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.00% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.55%, is lower than the group median of 0.67%. Loans fell 2.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 47 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.50 billion | 86,319 | $999 million | 10.00% | 0.55% |
| Q1 2026 | $1.50 billion | 87,009 | $1.00 billion | 9.81% | 0.51% |
| Q4 2025 | $1.48 billion | 86,220 | $1.01 billion | 9.80% | 0.55% |
| Q3 2025 | $1.50 billion | 85,762 | $1.03 billion | 9.75% | 0.36% |
| Q2 2025 | $1.47 billion | 84,620 | $1.03 billion | 9.76% | 0.43% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.4 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 18 sites for Sierra Central Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Yuba City Branch (main office)
1351 Harter Pkwy, Yuba City, CA 95993 - Redding Branch
2867 Bechelli Ln, Redding, CA 96002 - Red Bluff Branch
501 Adobe Rd, Red Bluff, CA 96080 - Marysville Branch
422 4Th St, Marysville, CA 95901 - Grass Valley Branch
1000 Plaza Dr, Grass Valley, CA 95945 - Auburn Branch
2558A Bell Rd, Auburn, CA 95603 - South Yuba City Branch
520 Bogue Rd Ste 1, Yuba City, CA 95991 - Roseville Branch
306 N Sunrise Ave, Roseville, CA 95661 - Redding West Branch
1255 Yuba St, Redding, CA 96001 - Paradise Branch
5175 Skyway, Paradise, CA 95969 - Willows
1030 W Wood St, Willows, CA 95988 - Chico Branch
352 E 1St St, Chico, CA 95928 - Oroville Branch
1036 Oro Dam Blvd E, Oroville, CA 95965 - Susanville Branch
3005 Riverside Dr, Susanville, CA 96130 - Placerville North Branch
225 Placerville Dr, Placerville, CA 95667 - Anderson Branch
5026 Rhonda Rd, Anderson, CA 96007 - Wheatland
503 Mcdevitt Dr, Wheatland, CA 95692 - Chico East Branch
1384 East Ave, Chico, CA 95926
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology