Charter 13392 · Palo Alto, CA
Stanford Federal Credit Union
Stanford Federal Credit Union is a federally chartered credit union in Palo Alto, California, with $4.64 billion in assets and 95,997 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.21%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.64 billion
- +7.7% in a year
- Members
- 95,997
- +2.8% in a year
- Net worth ratio
- 11.21%
- Peer median 10.79%
- Loans 60+ days late
- 0.21%
- Peer median 0.67%
- Loans outstanding
- $3.49 billion
- +2.3% in a year
- Shares and deposits
- $3.61 billion
- +9.9% in a year
- Branches
- 6
- 259 employees
- Opened
- 1959
- Federal charter
How Stanford Federal Credit Union compares
NCUA groups credit unions by size; Stanford Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.21% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.21%, is lower than the group median of 0.67%. Loans grew 2.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 16 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.64 billion | 95,997 | $3.49 billion | 11.21% | 0.21% |
| Q1 2026 | $4.80 billion | 95,462 | $3.44 billion | 10.59% | 0.15% |
| Q4 2025 | $4.66 billion | 94,752 | $3.44 billion | 10.67% | 0.21% |
| Q3 2025 | $4.55 billion | 95,345 | $3.43 billion | 10.69% | 0.11% |
| Q2 2025 | $4.31 billion | 93,366 | $3.41 billion | 11.02% | 0.10% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Stanford Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Corporate Office (main office)
1860 Embarcadero Rd, Palo Alto, CA 94303 - Pampas Lane
694 Pampas Ln, Stanford, CA 94305 - Tresidder Center
459 Lagunita Dr, Stanford, CA 94305 - Medical Center
300 Pasteur Dr, Stanford, CA 94305 - University Ave
525 University Ave, Palo Alto, CA 94301 - Redwood City
905 Barron Avenue, Redwood City, CA 94063
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology