Charter 9296 · El Centro, CA
Sun Community Federal Credit Union
Sun Community Federal Credit Union is a federally chartered credit union in El Centro, California, with $896 million in assets and 56,001 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.40%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $896 million
- +8.9% in a year
- Members
- 56,001
- +7.1% in a year
- Net worth ratio
- 8.40%
- Peer median 10.79%
- Loans 60+ days late
- 0.25%
- Peer median 0.67%
- Loans outstanding
- $677 million
- +15.9% in a year
- Shares and deposits
- $803 million
- +9.8% in a year
- Branches
- 9
- 166 employees
- Opened
- 1954
- Federal charter
How Sun Community Federal Credit Union compares
NCUA groups credit unions by size; Sun Community Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.40% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.25%, is lower than the group median of 0.67%. Loans grew 15.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 72 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $896 million | 56,001 | $677 million | 8.40% | 0.25% |
| Q1 2026 | $897 million | 55,062 | $658 million | 8.63% | 1.19% |
| Q4 2025 | $851 million | 54,001 | $635 million | 8.97% | 1.61% |
| Q3 2025 | $826 million | 53,105 | $609 million | 9.12% | 1.48% |
| Q2 2025 | $823 million | 52,309 | $584 million | 9.02% | 0.39% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 180,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Sun Community Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- El Centro Branch (main office)
1068 Broadway Ave, El Centro, CA 92243 - Imperial Branch
201 N Imperial Ave, Imperial, CA 92251 - Calexico Branch
2536 Rockwood Ave, Calexico, CA 92231 - Brawley Branch
1080 S Brawley Ave Us Highway 86, Brawley, CA 92227 - Calipatria Branch
141 W Main St, Calipatria, CA 92233 - Holtville Branch
100 E 5Th St, Holtville, CA 92250 - Palm Springs Branch
1717 E Vista Chino Ste J10, Palm Springs, CA 92262 - Indio Branch
82195 Avenue 42, Indio, CA 92203 - Coachella
52378 Cesar Chavez St, Coachella, CA 92236
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology