Charter 68459 · Los Angeles, CA
USC Credit Union
USC Credit Union is a state-chartered credit union in Los Angeles, California, with $741 million in assets and 73,864 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.28%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $741 million
- +5.5% in a year
- Members
- 73,864
- +3.4% in a year
- Net worth ratio
- 10.28%
- Peer median 10.79%
- Loans 60+ days late
- 0.73%
- Peer median 0.67%
- Loans outstanding
- $603 million
- +12.1% in a year
- Shares and deposits
- $638 million
- +3.1% in a year
- Branches
- 4
- 100 employees
- Opened
- 1973
- California charter
How USC Credit Union compares
NCUA groups credit unions by size; USC Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.28% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.73%, is higher than the group median of 0.67%. Loans grew 12.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 80 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $741 million | 73,864 | $603 million | 10.28% | 0.73% |
| Q1 2026 | $719 million | 74,649 | $563 million | 10.46% | 0.70% |
| Q4 2025 | $714 million | 73,723 | $556 million | 10.37% | 0.78% |
| Q3 2025 | $708 million | 73,178 | $533 million | 10.36% | 0.80% |
| Q2 2025 | $703 million | 71,464 | $538 million | 10.41% | 1.08% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 13 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for USC Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
3720 S Flower St Fl 4, Los Angeles, CA 90089 - CUB Branch
3720 S Flower St Fl 1, Los Angeles, CA 90089 - HSC Branch
1969 Zonal Ave Ste 101B, Los Angeles, CA 90033 - Campus Center Branch (University Park Campus)
3601 Trousdale Pkwy Ste 106, Los Angeles, CA 90089 - University Village Branch
3096 S Mcclintock Ave Ste 1430, Los Angeles, CA 90089
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology