Charter 68712 · Bakersfield, CA
Valley Strong Credit Union
Valley Strong Credit Union is a state-chartered credit union in Bakersfield, California, with $4.08 billion in assets and 240,116 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.27%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Solano First, a Division of Valley Strong Credit Union, Financial Center, a Division of Valley Strong Credit Union.
- Total assets
- $4.08 billion
- +3.7% in a year
- Members
- 240,116
- -31.0% in a year
- Net worth ratio
- 9.27%
- Peer median 10.79%
- Loans 60+ days late
- 1.94%
- Peer median 0.67%
- Loans outstanding
- $2.89 billion
- +1.0% in a year
- Shares and deposits
- $3.65 billion
- +3.3% in a year
- Branches
- 30
- 618 employees
- Opened
- 1940
- California charter
How Valley Strong Credit Union compares
NCUA groups credit unions by size; Valley Strong Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.27% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.94%, is higher than the group median of 0.67%. Loans grew 1.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 19 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.08 billion | 240,116 | $2.89 billion | 9.27% | 1.94% |
| Q1 2026 | $4.07 billion | 357,321 | $2.85 billion | 9.05% | 2.09% |
| Q4 2025 | $4.01 billion | 353,871 | $2.81 billion | 9.23% | 2.01% |
| Q3 2025 | $3.94 billion | 351,876 | $2.89 billion | 9.56% | 1.86% |
| Q2 2025 | $3.94 billion | 347,778 | $2.86 billion | 9.35% | 1.89% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 31 sites for Valley Strong Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Administrative Office (main office)
11500 Bolthouse Dr, Bakersfield, CA 93311 - Mt Vernon
3901 Mount Vernon Ave, Bakersfield, CA 93306 - Ridgeview High School
8501 Stine Rd, Bakersfield, CA 93313 - Stockdale High School
2800 Buena Vista Rd, Bakersfield, CA 93311 - Downtown Branch
2424 Chester Ave, Bakersfield, CA 93301 - Ming Ave Branch
4530 Ming Ave, Bakersfield, CA 93309 - Panama Branch
5001 Panama Ln, Bakersfield, CA 93313 - River Run Branch
6101 Coffee Rd, Bakersfield, CA 93308 - Tehachapi Branch
1002 W Tehachapi Blvd, Tehachapi, CA 93561 - Buena Vista
3300 Buena Vista Rd, Bakersfield, CA 93311 - ROC Branch
501 S Mount Vernon Ave, Bakersfield, CA 93307 - Frontier High School
6401 Allen Rd, Bakersfield, CA 93314 - West High School
1200 New Stine Rd, Bakersfield, CA 93309 - Delano
1828 Cecil Ave Ste A, Delano, CA 93215 - Artisan Square Branch
1341 Allen Rd, Bakersfield, CA 93314 - Tulare
1989 E Prosperity Ave, Tulare, CA 93274 - C-Tech Branch
7301 Old River Rd, Bakersfield, CA 93311 - Oliver Branch
1499 Oliver Rd, Fairfield, CA 94534 - Airport Branch
2405 S Airport Way, Stockton, CA 95206 - Lodi Branch
200 S School St, Lodi, CA 95240 - Main Office - Stockton
18 S Center St, Stockton, CA 95202 - Manteca Branch
206 E Yosemite Ave, Manteca, CA 95336 - Pershing Branch
4603 N Pershing Ave, Stockton, CA 95207 - Porterville Branch
745 N Newcomb St, Porterville, CA 93257 - Central Visalia Branch
1501 S Mooney Blvd, Visalia, CA 93277 - Sierra Pacific High School
1259 13Th Ave, Hanford, CA 93230 - Dinuba
1245 W El Monte Way, Dinuba, CA 93618 - Stockdale River Ranch
16227 Stockdale Hwy, Bakersfield, CA 93314 - Hanford Branch
216 W 8Th St, Hanford, CA 93230 - Fairfield Main Branch
3660 Nelson Rd, Fairfield, CA 94533 - Vacaville Branch
90 Nut Tree Rd, Vacaville, CA 95688
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology