Charter 61003 · San Diego, CA
Wheelhouse Credit Union
Wheelhouse Credit Union is a state-chartered credit union in San Diego, California, with $460 million in assets and 32,392 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.73%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $460 million
- +9.4% in a year
- Members
- 32,392
- +2.8% in a year
- Net worth ratio
- 8.73%
- Peer median 11.65%
- Loans 60+ days late
- 0.13%
- Peer median 0.70%
- Loans outstanding
- $382 million
- +10.9% in a year
- Shares and deposits
- $410 million
- +8.7% in a year
- Branches
- 5
- 89 employees
- Opened
- 1934
- California charter
How Wheelhouse Credit Union compares
NCUA groups credit unions by size; Wheelhouse Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.73% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.13%, is lower than the group median of 0.70%. Loans grew 10.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 89 of 239 credit unions headquartered in California. See all California credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $460 million | 32,392 | $382 million | 8.73% | 0.13% |
| Q1 2026 | $457 million | 32,527 | $365 million | 8.28% | 0.04% |
| Q4 2025 | $448 million | 32,353 | $371 million | 8.39% | 0.03% |
| Q3 2025 | $425 million | 31,922 | $348 million | 8.02% | 0.04% |
| Q2 2025 | $420 million | 31,525 | $344 million | 7.98% | 0.08% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.3 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Wheelhouse Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Kearny (main office)
9212 Balboa Ave, San Diego, CA 92123 - Downtown
320 B St, San Diego, CA 92101 - Chula Vista
344 F St, Chula Vista, CA 91910 - El Cajon
306 Broadway, El Cajon, CA 92021 - Kearny Mesa
9212 Balboa Ave, San Diego, CA 92123
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology