California · NCUA branch file, Q2 2026

Credit unions in Merced, CA

5 credit unions have 9 offices in Merced, California, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Merced School Employees Federal Credit Union has the most here (4); the largest by assets is Travis Credit Union at $5.85 billion.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Merced School Employees Federal Credit Union4$899M11.76%5.64%Merced, CA
Merco Credit Union2$207M12.56%5.24%Merced, CA
Travis Credit Union1$5.9B10.44%5.49%Vacaville, CA
Educational Employees Credit Union1$5.4B14.58%4.99%Fresno, CA
Farmers Insurance Federal Credit Union1$1.3B9.86%5.74%Los Angeles, CA

Rates are what each credit union reported to NCUA for new auto loans, not offers. All California credit union loan rates.

Addresses, phone numbers and hours

Merced School Employees Federal Credit Union

  • MSEFCU Main 1021 Olivewood Dr, Merced, CA 95348 209-383-5550 · 8:30-5:00 M-Th 9:00-6:00 Friday Main office · Drive-through
  • MSEFCU M St. 1935 M St, Merced, CA 95340 209-385-3330 · 8:30-5:00 T-Th 9:00-6:00 Friday Saturday 9 - 2 ATM
  • Merced High School Bear Branch 205 W Olive Ave, Merced, CA 95348 209-724-0915 · Limited Service, open less than ten hours a week.
  • Golden Valley High Cougar Branch 2121 E Childs Ave, Merced, CA 95341 209-354-4044 · Limited Service, open less than 10 hours a week.

Merco Credit Union

  • Merced Main 1911 M St, Merced, CA 95340 209-723-4285 · Business Hours Monday - Thursday: 9:00 am to 5:00 pm Friday: 9:00 am to 5:30 pm Saturday… Main office · Drive-through · ATM
  • Accounting/Admin Office 815 W 18Th St, Merced, CA 95340 209-723-4285 · Monday - Friday 8am - 5pmNot a member service location. Administrative only.

Travis Credit Union

  • Merced Branch 1194 W Olive Ave, Merced, CA 95348 707-469-2091 · Mon - Fri 10:00am - 5:30pm Sat 10:00am - 2:00pm Sun closed ATM

Educational Employees Credit Union

  • Merced 755 E Yosemite Ave Ste A, Merced, CA 95340 800-538-3328 · M-Th 9am-5pm Fri 10am-6pm ATM

Farmers Insurance Federal Credit Union

  • Farmers Insurance Group Federal Credit Union 87 W Alexander Ave, Merced, CA 95348 800-877-2345 · 8:00AM - 3:30 (Mon. - Frid) ATM

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

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Questions people ask

How many credit unions are in Merced, CA?

NCUA's branch file for Q2 2026 lists 9 credit union offices in Merced, run by 5 credit unions, 2 of them headquartered in the city.

Which credit union has the most branches in Merced?

Merced School Employees Federal Credit Union, with 4 offices in Merced. The largest credit union with an office here is Travis Credit Union, with $5.85 billion in assets.

Can I join a credit union in Merced?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.