Michigan · NCUA branch file, Q2 2026

Credit unions in Alma, MI

4 credit unions have 6 offices in Alma, Michigan, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Gratiot Community Credit Union has the most here (3); the largest by assets is Michigan One Community Credit Union at $240 million.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Gratiot Community Credit Union3$59.7M9.13%4.40%Alma, MI
Michigan One Community Credit Union1$240M10.18%3.99%Ionia, MI
Journey Federal Credit Union1$187M10.20%5.55%Saint Johns, MI
Graco Federal Credit Union1$38.2M9.70%5.57%Alma, MI

Rates are what each credit union reported to NCUA for new auto loans, not offers. All Michigan credit union loan rates.

Addresses, phone numbers and hours

Gratiot Community Credit Union

  • Gratiot Community CU 211 W Center St, Alma, MI 48801 989-463-8321 · Mon 9am-5pm Tues 10am-5pm Wed-Fri 9am-5pm Main office
  • Alma Drive Thur 119 W Center St, Alma, MI 48801 989-463-8321 · Mon 9am-5pm Tues 10am-5pm Wed-Th 9am-5pm Fri 9am-6pm Sat 9am-12pm Drive-through · ATM
  • Operation Building 135 W Center St, Alma, MI 48801 989-463-8321 · Mon 9am-5pm Tues 10am-5pm Wed-Fri 9am-5pm

Michigan One Community Credit Union

  • Alma Office 7558 N Alger Rd, Alma, MI 48801 989-462-0474 · 9-5 M-F 9-12 S Drive-through · ATM

Journey Federal Credit Union

  • Alma Branch 130 W Superior St, Alma, MI 48801 989-227-3700 · Monday-Friday 9am-5pm Saturday 9am-12pm ATM

Graco Federal Credit Union

  • GraCo FCU 835 W Warwick Dr, Alma, MI 48801 989-463-1247 · Monday, Tuesday, Thursday 9:00 AM - 5:30 PM Wednesday 10:00 AM - 5:30 PM Friday 9:00 AM… Main office · Drive-through · ATM

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in Michigan

Every Michigan city · All Michigan credit unions

Questions people ask

How many credit unions are in Alma, MI?

NCUA's branch file for Q2 2026 lists 6 credit union offices in Alma, run by 4 credit unions, 2 of them headquartered in the city.

Which credit union has the most branches in Alma?

Gratiot Community Credit Union, with 3 offices in Alma. The largest credit union with an office here is Michigan One Community Credit Union, with $240 million in assets.

Can I join a credit union in Alma?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.