Michigan · NCUA branch file, Q2 2026
Credit unions in Troy, MI
17 credit unions have 18 offices in Troy, Michigan, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Our Credit Union has the most here (2); the largest by assets is Lake Michigan Credit Union at $17.3 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Our Credit Union | 2 | $375M | 9.98% | 4.99% | Royal Oak, MI |
| Lake Michigan Credit Union | 1 | $17.3B | 11.27% | 5.99% | Grand Rapids, MI |
| Genisys Credit Union | 1 | $6.6B | 15.47% | 5.49% | Auburn Hills, MI |
| Michigan Schools and Government Credit Union | 1 | $4.4B | 12.63% | 5.24% | Clinton Township, MI |
| Dort Financial Credit Union | 1 | $2.4B | 10.41% | 5.79% | Grand Blanc, MI |
| Community Choice Credit Union | 1 | $2.1B | 9.52% | 5.99% | Farmington Hills, MI |
| Credit Union One | 1 | $1.8B | 11.63% | 5.30% | Ferndale, MI |
| Michigan First Credit Union | 1 | $1.5B | 15.80% | 5.49% | Lathrup Village, MI |
| Alliance Catholic Credit Union | 1 | $719M | 12.39% | 5.58% | Farmington Hills, MI |
| Cornerstone Community Financial Credit Union | 1 | $470M | 12.05% | 7.86% | Auburn Hills, MI |
| Chief Financial Federal Credit Union | 1 | $250M | 9.89% | 5.79% | Rochester Hills, MI |
| Polish-American Federal Credit Union | 1 | $195M | 12.79% | 4.00% | Troy, MI |
| BP Federal Credit Union | 1 | $124M | 13.98% | 5.94% | Houston, TX |
| Home Federal Credit Union | 1 | $38.4M | 14.33% | 4.99% | Clarksburg, WV |
| Jessop Community Federal Credit Union | 1 | $34.1M | 13.83% | 5.00% | Washington, PA |
| International UAW Federal Credit Union | 1 | $19.5M | 15.77% | 5.25% | Detroit, MI |
| Cha-Tel Federal Credit Union | 1 | $11.5M | 13.62% | 4.25% | Charleston, WV |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Michigan credit union loan rates.
Addresses, phone numbers and hours
Our Credit Union
- Rochester Rd 6693 Rochester Rd, Troy, MI 48085 Drive-through · ATM
- Admin Site 550 Stephenson Hwy Ste 410, Troy, MI 48083
Lake Michigan Credit Union
- Troy 734 W Long Lake Rd, Troy, MI 48098 Drive-through · ATM
Genisys Credit Union
- 26 Troy 1960 E Big Beaver Rd, Troy, MI 48083 Drive-through · ATM
Michigan Schools and Government Credit Union
- Troy 4555 Investment Dr, Troy, MI 48098 Drive-through · ATM
Dort Financial Credit Union
- FISERV DISASTER RECOVERY 5600 Crooks Rd Ste 101, Troy, MI 48098
Community Choice Credit Union
- 06 Troy Member Center 30 E Long Lake Rd, Troy, MI 48085 Drive-through · ATM
Credit Union One
- CUO-Troy 6010 Rochester Rd, Troy, MI 48085 Drive-through · ATM
Michigan First Credit Union
- Troy Walmart 2001 W Maple Rd, Troy, MI 48084 ATM
Alliance Catholic Credit Union
- Troy 255 E Maple Rd, Troy, MI 48083 Drive-through · ATM
Cornerstone Community Financial Credit Union
- Troy Branch and Operations Center 2138 E Big Beaver Rd, Troy, MI 48083 Drive-through · ATM
Chief Financial Federal Credit Union
- Troy Branch 751 E. Big Beaver Road, Troy, MI 48083 Drive-through · ATM
Polish-American Federal Credit Union
- Troy 2889 E Maple Rd, Troy, MI 48083 Main office · Drive-through · ATM
BP Federal Credit Union
- Vital Records Fiserv Galaxy Plus, Troy, MI 48098
Home Federal Credit Union
- FiServ 5600 Crooks Rd, Troy, MI 48098
Jessop Community Federal Credit Union
- Fiserv Portico 5600 Crooks Rd Ste 101, Troy, MI 48098
International UAW Federal Credit Union
- Fiserv-Galaxy 5600 Crooks Rd Ste 101, Troy, MI 48098
Cha-Tel Federal Credit Union
- Fiserv Calaxy 5600 Crooks Rd Ste 101, Troy, MI 48098
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Michigan
- Grand Rapids 34
- Saginaw 16
- Detroit 17
- Kalamazoo 10
- Lansing 13
- Flint 18
- Muskegon 14
- Ann Arbor 8
- Jackson 8
- Battle Creek 10
- Bay City 12
- Livonia 13
- Traverse City 8
- Sterling Heights 12
- Warren 15
- Portage 10
Every Michigan city · All Michigan credit unions
Questions people ask
How many credit unions are in Troy, MI?
NCUA's branch file for Q2 2026 lists 18 credit union offices in Troy, run by 17 credit unions, 1 of them headquartered in the city.
Which credit union has the most branches in Troy?
Our Credit Union, with 2 offices in Troy. The largest credit union with an office here is Lake Michigan Credit Union, with $17.3 billion in assets.
Can I join a credit union in Troy?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.