Michigan · NCUA branch file, Q2 2026

Credit unions in Muskegon, MI

14 credit unions have 22 offices in Muskegon, Michigan, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Lake Michigan Credit Union has the most here (3); the largest by assets is Lake Michigan Credit Union at $17.3 billion.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Lake Michigan Credit Union3$17.3B11.27%5.99%Grand Rapids, MI
Consumers Credit Union2$2.9B9.36%6.45%Oshtemo, MI
Community Choice Credit Union2$2.1B9.52%5.99%Farmington Hills, MI
Service 1 Federal Credit Union2$199M18.56%5.79%Muskegon, MI
Route 31 Federal Credit Union2$105M13.21%7.49%Muskegon, MI
Muskegon Federal Credit Union2$80.8M10.97%5.33%Muskegon, MI
Michigan Coastal Credit Union2$25.7M8.66%8.24%Muskegon, MI
Family Financial Credit Union1$176M11.06%4.99%Norton Shores, MI
Best Financial Credit Union1$154M14.75%6.55%Muskegon, MI
Tri-Cities Credit Union1$51.3M13.92%5.59%Grand Haven, MI
Lakeshore Federal Credit Union1$45.2M11.87%3.99%Muskegon, MI
Port City Federal Credit Union1$42.1M12.13%4.73%Muskegon, MI
Muskegon St Joseph Federal Credit Union1$12.4M11.06%5.00%Muskegon, MI
West Michigan Postal Service Federal Credit Union1$7.1M13.67%5.74%Muskegon, MI

Rates are what each credit union reported to NCUA for new auto loans, not offers. All Michigan credit union loan rates.

Addresses, phone numbers and hours

Lake Michigan Credit Union

  • Norton Shores 1619 E Mount Garfield Rd, Muskegon, MI 49444 616-242-9790 · Monday - Thursday 9am-5:30pm; Friday 9:00am - 6:00pm; Saturday 9:00am-1:00pm Drive-through · ATM
  • Muskegon 925 W Sherman Blvd, Muskegon, MI 49441 616-242-9790 · Monday - Thursday 9:00a to 5:30p; Friday - 9:00a to 6:00p; Saturday - 9:00 to 1:00p Drive-through · ATM
  • North Muskegon 1606 Holton Rd, Muskegon, MI 49445 616-242-9790 · Monday-Thursday: 9:00am-5:30pm Friday: 9:00am-6:00pm Saturday: 9:00am-1:00pm Drive-through · ATM

Consumers Credit Union

  • Muskegon 1818 E Sherman Blvd, Muskegon, MI 49444 269-345-7804 · Office Hours Mon - Fri: 9 a.m. - 5 p.m. Drive-Thru Hours (with Drive Thru Tellers) Mon -… Drive-through · ATM
  • Roosevelt Park 3145 Henry St, Muskegon, MI 49441 269-345-7804 · Office Hours Mon - Fri: 9 a.m. - 5 p.m. Drive-Thru Hours (with Drive Thru Tellers) Mon -… Drive-through · ATM

Community Choice Credit Union

  • 04 Harvey Street 1624 Independence Drive Unit 1, Muskegon, MI 49444 231-755-1696 · Lobby; Monday thru Friday 9-5; Saturday 9-1; Drive thru; Monday thru Friday 9-5; Saturda… Drive-through · ATM
  • 25 Muskegon-Western 121 W Western Ave, Muskegon, MI 49442 877-243-2528 · Lobby and Drive-Thru; Monday thru Thursday 9:00 AM - 5:00 PM; Friday 9:00 AM - 6:00 PM;… Drive-through · ATM

Service 1 Federal Credit Union

  • Service 1 FCU/Lakes Mall 1625 Eastwind Dr, Muskegon, MI 49444 231-799-0517 · Mon, Wed, Fri 9-6, Tues 10-6, Thurs 9-7, Saturday 9-3 Drive-through · ATM
  • Service 1 FCU/SB Branch 991 W Broadway Ave, Muskegon, MI 49441 231-759-2500 · M 9-5 T 10-5 W 9-5 Th 9-5 F 9-5:30 Drive-through · ATM

Route 31 Federal Credit Union

  • Terrace Main Office 715 Terrace St, Muskegon, MI 49440 231-726-4871 · M, Tu, Th 9:30-5:00 W 9:30-5:00 F 9:30-6:00 Main office · Drive-through · ATM
  • Laketon Avenue Branch 1920 E Laketon Ave, Muskegon, MI 49442 231-773-4244 · M, Tu, Th 8:30-5:00 W 9:30-5:00 F 8:30-5:30 S 9:00-12:00 Drive-through · ATM

Muskegon Federal Credit Union

  • CORPORATE OFFICE 65 W Laketon Ave, Muskegon, MI 49441 231-722-7285 · 9:00 -5:00 MONDAY THRU FRIDAY Main office
  • BRANCH 1700 Holton Rd, Muskegon, MI 49445 231-722-7285 · 9:00 A.M. TO 5:00 P.M Monday thru Friday Saturday Drive up ONLY 9:00 A.M. TO 12:00 P.M.

Michigan Coastal Credit Union

  • Michigan Coastal Credit Union 1086 Creston St, Muskegon, MI 49442 231-777-3620 · Monday-Friday 9a.m. - 5 p.m. Saturday & Sunday 10 a.m.-2 p.m. (Drive up Only) Main office · Drive-through
  • 5906 Commerce 5906 Commerce Center Dr, Muskegon, MI 49444 231-777-3620 · Same as Main Office

Family Financial Credit Union

  • Family Financial Downtown HUB 844 1St St, Muskegon, MI 49440 231-733-4600 · 10am to 7pm ATM

Best Financial Credit Union

  • Best Financial Credit Union 1888 E Sherman Blvd, Muskegon, MI 49444 231-733-1329 · M- 9-5 T- 9-5 W- 10-5 Th- 9-6 F- 9-5 S- 9-12 Main office · Drive-through · ATM

Tri-Cities Credit Union

  • Muskegon Federal Credit Union 65 W Laketon Ave, Muskegon, MI 49441 231-722-7285 · Monday - Friday 9-5

Lakeshore Federal Credit Union

  • Lakeshore Federal Credit Union 2182 Lakeshore Dr, Muskegon, MI 49441 231-755-1202 · 8:30 am - 5:00 pm Monday - Friday 9:00 am - 12:00 noon - Saturday, Drive Thru Only Main office · Drive-through · ATM

Port City Federal Credit Union

  • Port City Federal Credit Union 460 W Laketon Ave, Muskegon, MI 49441 231-725-3312 · Monday - Friday 9:00 a.m. - 5:00 p. m. Main office · Drive-through · ATM

Muskegon St Joseph Federal Credit Union

  • Main Office 1903 Barclay St, Muskegon, MI 49441 231-759-7931 · Friday 4-6pm Saturday 9am-1:30 pm Main office

West Michigan Postal Service Federal Credit Union

  • Main 800 1St St, Muskegon, MI 49440 231-722-3921 · 8:30 - 5:00 Monday, Tuesday, Wednesday, Thursday and Friday Main office

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in Michigan

Every Michigan city · All Michigan credit unions

Questions people ask

How many credit unions are in Muskegon, MI?

NCUA's branch file for Q2 2026 lists 22 credit union offices in Muskegon, run by 14 credit unions, 9 of them headquartered in the city.

Which credit union has the most branches in Muskegon?

Lake Michigan Credit Union, with 3 offices in Muskegon. The largest credit union with an office here is Lake Michigan Credit Union, with $17.3 billion in assets.

Can I join a credit union in Muskegon?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.