Michigan · NCUA branch file, Q2 2026
Credit unions in Saginaw, MI
16 credit unions have 37 offices in Saginaw, Michigan, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Frankenmuth Credit Union has the most here (6); the largest by assets is Lake Michigan Credit Union at $17.3 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Frankenmuth Credit Union | 6 | $1.6B | 10.31% | 6.15% | Frankenmuth, MI |
| Team One Credit Union | 5 | $766M | 9.88% | 5.50% | Saginaw, MI |
| Financial Plus Credit Union | 4 | $1.7B | 11.71% | 5.74% | Flint, MI |
| Wildfire Credit Union | 3 | $1.2B | 10.95% | 5.09% | Saginaw, MI |
| United Financial Credit Union | 3 | $360M | 10.73% | 6.10% | Saginaw, MI |
| Elga Credit Union | 2 | $2.5B | 17.80% | 5.75% | Grand Blanc, MI |
| Jolt Credit Union | 2 | $484M | 10.28% | 6.50% | Saginaw, MI |
| Health Advantage Federal Credit Union | 2 | $179M | 13.40% | 4.74% | Saginaw, MI |
| Family First Credit Union | 2 | $96.8M | 9.98% | 7.83% | Saginaw, MI |
| Lake Huron Credit Union | 2 | $81.5M | 14.80% | 5.93% | Saginaw, MI |
| Lake Michigan Credit Union | 1 | $17.3B | 11.27% | 5.99% | Grand Rapids, MI |
| Credit Union 1 | 1 | $2.9B | 10.91% | 5.24% | Lombard, IL |
| Dow Credit Union | 1 | $2.6B | 10.07% | 5.74% | Midland, MI |
| Members First Credit Union | 1 | $905M | 9.21% | 5.49% | Midland, MI |
| Security Credit Union | 1 | $653M | 9.77% | 5.74% | Grand Blanc, MI |
| Consumers Professional Credit Union | 1 | $150M | 16.80% | 5.85% | Lansing, MI |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All Michigan credit union loan rates.
Addresses, phone numbers and hours
Frankenmuth Credit Union
- Town & Country 2796 Erna Dr, Saginaw, MI 48603 Drive-through · ATM
- SVRC 203 S Washington Ave, Saginaw, MI 48607 ATM
- Bridgeport Branch 5540 Dixie Hwy, Saginaw, MI 48601 Drive-through · ATM
- Thomas Township Branch 7531 Gratiot Rd, Saginaw, MI 48609 Drive-through · ATM
- Gratiot Meijer 8400 Gratiot Rd, Saginaw, MI 48609 ATM
- Tittabawassee Meijer 3360 Tittabawassee Rd, Saginaw, MI 48604 ATM
Team One Credit Union
- SAGINAW MAIN 520 Hayden St, Saginaw, MI 48607 Main office · Drive-through · ATM
- SAGINAW TOWNSHIP 4075 Mccarty Rd, Saginaw, MI 48603 Drive-through · ATM
- THOMAS TOWNSHIP 8450 Gratiot Rd, Saginaw, MI 48609 Drive-through · ATM
- VA Hospital 1500 Weiss St, Saginaw, MI 48602 ATM
- Washington Ave 902 S Washington Ave, Saginaw, MI 48601 ATM
Financial Plus Credit Union
- Fashion Square Branch 4686 Fashion Square Blvd, Saginaw, MI 48604 Drive-through · ATM
- Bagley Branch 1837 Bagley St, Saginaw, MI 48601 Drive-through · ATM
- Gratiot Rd Branch 9030 Gratiot Rd, Saginaw, MI 48609 Drive-through · ATM
- Shattuck Branch 4026 Shattuck Rd, Saginaw, MI 48603 Drive-through · ATM
Wildfire Credit Union
- Wildfire Credit Union 6640 Bay Rd, Saginaw, MI 48604 Main office · Drive-through · ATM
- Heritage High School Branch (Restricted Access) 3465 N Center Rd, Saginaw, MI 48603
- Saginaw West Branch 6673 State St, Saginaw, MI 48603 Drive-through · ATM
United Financial Credit Union
- UNITED FINANCIAL CREDIT UNION 4685 State St, Saginaw, MI 48603 Drive-through · ATM
- UNITED FINANCIAL CREDIT UNION 4685 State St, Saginaw, MI 48603 Main office · Drive-through · ATM
- UNITED FINANCIAL CREDIT UNION 2510 Weiss St, Saginaw, MI 48602 Drive-through · ATM
Elga Credit Union
- Saginaw 2686 Mcleod Dr N, Saginaw, MI 48604 ATM
- Cabaret 3262 Cabaret Trl S, Saginaw, MI 48603 Drive-through · ATM
Jolt Credit Union
- Main Office 6180 State St, Saginaw, MI 48603 Main office · Drive-through · ATM
- S Washington Ave Branch 1002 S Washington Ave, Saginaw, MI 48601 Drive-through · ATM
Health Advantage Federal Credit Union
- STATE ST OFFICE 4550 State St, Saginaw, MI 48603 Main office · Drive-through · ATM
- MICHIGAN OFFICE 1430 N Michigan Ave, Saginaw, MI 48602 Drive-through · ATM
Family First Credit Union
- Saginaw Office 1011 N Michigan Ave, Saginaw, MI 48602 Main office · Drive-through · ATM
- Kochville Office 3550 Tittabawassee Rd, Saginaw, MI 48604 Drive-through · ATM
Lake Huron Credit Union
- Main Office 1540 Tittabawassee Rd, Saginaw, MI 48604 Main office · ATM
- Shattuck Branch 5685 Shattuck Rd, Saginaw, MI 48603 ATM
Lake Michigan Credit Union
- Saginaw 5430 State St, Saginaw, MI 48603 Drive-through · ATM
Credit Union 1
- Shields 913 Campbell Ln, Saginaw, MI 48601 Drive-through · ATM
Dow Credit Union
- Dow Credit Union 5420 Gratiot Rd, Saginaw, MI 48638 Drive-through · ATM
Members First Credit Union
- Members First Credit Union - Saginaw 4955 Bay Rd, Saginaw, MI 48604 Drive-through · ATM
Security Credit Union
- Saginaw Office 2882 Schust Rd, Saginaw, MI 48603 Drive-through · ATM
Consumers Professional Credit Union
- CPCU Saginaw 1700 Court St, Saginaw, MI 48602 Drive-through · ATM
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in Michigan
- Grand Rapids 34
- Detroit 17
- Kalamazoo 10
- Lansing 13
- Flint 18
- Muskegon 14
- Ann Arbor 8
- Jackson 8
- Battle Creek 10
- Troy 17
- Bay City 12
- Livonia 13
- Traverse City 8
- Sterling Heights 12
- Warren 15
- Portage 10
Every Michigan city · All Michigan credit unions
Questions people ask
How many credit unions are in Saginaw, MI?
NCUA's branch file for Q2 2026 lists 37 credit union offices in Saginaw, run by 16 credit unions, 7 of them headquartered in the city.
Which credit union has the most branches in Saginaw?
Frankenmuth Credit Union, with 6 offices in Saginaw. The largest credit union with an office here is Lake Michigan Credit Union, with $17.3 billion in assets.
Can I join a credit union in Saginaw?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.