New York · NCUA branch file, Q2 2026
Credit unions in Cortland, NY
4 credit unions have 5 offices in Cortland, New York, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Beginnings Credit Union has the most here (2); the largest by assets is Visions Federal Credit Union at $5.53 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Beginnings Credit Union | 2 | $1.5B | 14.01% | 5.50% | Ithaca, NY |
| Visions Federal Credit Union | 1 | $5.5B | 10.00% | 5.74% | Endicott, NY |
| Americu Credit Union | 1 | $3.0B | 9.56% | 6.83% | Rome, NY |
| The Summit Federal Credit Union | 1 | $1.5B | 11.31% | 5.30% | Rochester, NY |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All New York credit union loan rates.
Addresses, phone numbers and hours
Beginnings Credit Union
- Route 281 Cortland 3910 State Route 281, Cortland, NY 13045 Drive-through
- Port Watson Street 182 Port Watson St, Cortland, NY 13045 Drive-through
Visions Federal Credit Union
- Cortland 141 Clinton Ave, Cortland, NY 13045 ATM
Americu Credit Union
- Cortland 3944 Ny-281, Cortland, NY 13045 ATM
The Summit Federal Credit Union
- CORTLAND 877 State Route 13, Cortland, NY 13045
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in New York
- Rochester 16
- New York 33
- Amherst 31
- Albany 9
- Buffalo 21
- Syracuse 14
- Brooklyn 15
- Schenectady 5
- Binghamton 5
- Cheektowaga 11
- Ithaca 4
- Utica 8
- Plattsburgh 6
- Troy 5
- Niagara Falls 7
- Oswego 4
Every New York city · All New York credit unions
Questions people ask
How many credit unions are in Cortland, NY?
NCUA's branch file for Q2 2026 lists 5 credit union offices in Cortland, run by 4 credit unions.
Which credit union has the most branches in Cortland?
Beginnings Credit Union, with 2 offices in Cortland. The largest credit union with an office here is Visions Federal Credit Union, with $5.53 billion in assets.
Can I join a credit union in Cortland?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.