Q2 2026 call reports

Best credit unions in Colorado

Scored on what members get, from the call reports filed with NCUA for the quarter ended June 30, 2026, the best credit union serving Colorado is Colorado Credit Union with 71.7 out of 100, followed by Credit Union of Denver (71.1) and Metrum Community Credit Union (68.9). The score weighs deposit dividends, loan rates, fees, financial strength and member growth against credit unions of the same size.

No paid placements and no reviews: only NCUA figures. A credit union must hold at least $50 million in assets and be well capitalized to be scored. Check that you are eligible to join.

Best for saversFirst Technology Federal Credit Union 95th percentile
Lowest loan ratesTogether Credit Union 74th percentile
Lowest feesFirst Technology Federal Credit Union 99th percentile
Strongest balance sheetRio Grande Federal Credit Union 95th percentile

Top 25 credit unions in Colorado most people can look at

Credit unions headquartered in Colorado or with offices there that estimate 100,000 or more potential members on their call report, or that anyone in the US can join. Each part is a percentile against NCUA peers of the same size, 100 best; the score is their weighted average.

#	Credit union	Score	Pays savers	Loan rates	Low fees	Strength	Members joining	Assets
1	Colorado Credit UnionLittleton, CO	71.7	90	51	89	51	85	$442.2M
2	Credit Union of DenverLakewood, CO	71.1	67	64	93	74	49	$1.2B
3	Metrum Community Credit UnionCentennial, CO	68.9	93	35	63	80	83	$111.6M
4	First Technology Federal Credit UnionSan Jose, CA · 5 offices here · open to anyone	68.5	95	37	99	29	99	$27.9B
5	Fellowship Credit UnionLamar, CO	67.7	75	60	85	36	98	$64.6M
6	Altra Federal Credit UnionOnalaska, WI · 1 office here	67.2	79	50	71	75	56	$3.1B
7	Rio Grande Federal Credit UnionGrand Junction, CO	65.4	57	47	75	95	54	$80.8M
8	Wings Credit UnionColorado Springs, CO · open to anyone	64.4	88	24	72	60	100	$19.4B
9	Minnequa Works Credit UnionPueblo, CO	62.5	70	51	66	53	84	$274.0M
10	Sooper CU Dba Climb CUArvada, CO	61.5	88	41	65	39	84	$822.8M
11	Bellco Credit UnionGreenwood Village, CO	61.2	95	56	87	25	12	$8.5B
12	Affidian Federal Credit UnionDenver, CO	61.1	84	53	34	68	65	$360.1M
13	SunWest Credit UnionPueblo, CO	59.2	54	58	76	37	88	$233.3M
14	Red Rocks Credit UnionLittleton, CO	58.7	89	18	81	40	79	$344.0M
15	Aurora Federal Credit UnionAurora, CO	57.1	69	32	89	48	43	$139.7M
16	Together Credit UnionSaint Louis, MO · 1 office here	56.7	63	74	37	45	60	$2.7B
17	Navy Federal Credit UnionVienna, VA · 6 offices here	55.4	56	33	88	37	81	$204.4B
18	Sunward Federal Credit UnionAlbuquerque, NM · 1 office here	54.9	37	52	83	46	70	$4.6B
19	Northern Colorado Credit UnionGreeley, CO	54.8	91	53	40	29	50	$76.3M
20	Northrop Grumman Federal Credit UnionGardena, CA · 1 office here	53.6	62	59	73	11	66	$1.6B
21	Canvas Credit UnionLone Tree, CO	52.6	93	15	61	22	90	$5.3B
22	Blue Federal Credit UnionCheyenne, WY · 18 offices here · open to anyone	51.2	68	47	68	17	54	$2.3B
23	On Tap Credit UnionGolden, CO	51.2	75	52	51	16	60	$474.0M
24	Meritrust Credit UnionBroomfield, CO	50.6	85	25	28	38	100	$4.1B
25	Power Credit UnionPueblo, CO	49.4	58	51	30	31	98	$156.0M

Top scores among Colorado credit unions for specific groups

These serve a closed field of membership, such as one employer's staff, a profession or a church, with under 100,000 potential members. If you belong to the group, they are worth a look.

#	Credit union	Score	Pays savers	Loan rates	Low fees	Strength	Members joining	Assets
1	Sterling Federal Credit UnionSterling, CO	74.9	69	44	90	96	95	$246.9M
2	Denver Fire Department Federal Credit UnionDenver, CO	70.4	50	58	95	87	71	$213.5M
3	Peoples Credit UnionSpringfield, CO	68.6	95	16	93	89	45	$75.0M
4	Pikes Peak Credit UnionColorado Springs, CO	67.1	77	49	81	57	79	$132.0M
5	Clean Energy Federal Credit UnionEnglewood, CO	65.3	99	62	41	35	98	$130.2M
6	Yuma County Federal Credit UnionYuma, CO	64.3	78	33	84	75	49	$53.0M
7	Horizons North Credit UnionWestminster, CO	60.5	70	62	70	52	32	$136.2M
8	Electrical Federal Credit UnionArvada, CO	58.0	58	60	53	49	82	$54.3M
9	Meridian Trust Federal Credit UnionCheyenne, WY · 1 office here	57.6	46	45	80	59	70	$730.5M
10	Fidelis Catholic Federal Credit UnionArvada, CO	57.0	79	37	70	38	63	$151.8M

Not eligible locally? Best credit unions anyone can join

These say on their own sites that almost anyone in the US can join, usually through a partner association. How to join each one

#	Credit union	Score	Pays savers	Loan rates	Low fees	Strength	Members joining	Assets
1	Chevron Federal Credit UnionConcord, CA · open to anyone	78.3	98	65	92	78	37	$5.4B
2	Alliant Credit UnionChicago, IL · open to anyone	71.0	99	57	100	28	65	$20.0B
3	First Technology Federal Credit UnionSan Jose, CA · open to anyone	68.5	95	37	99	29	99	$27.9B
4	NASA Federal Credit UnionUpper Marlboro, MD · open to anyone	67.3	98	49	87	55	21	$5.8B
5	Lake Michigan Credit UnionGrand Rapids, MI · open to anyone	66.8	96	29	64	72	84	$17.3B

How the score works

Pays savers, 25%: dividends and interest paid on deposits (dividends paid on deposits).
Loan rates, 25%: the average of its percentiles on the new auto, used auto, credit card, personal loan and first mortgage rates it reported, lower being better (at least two needed).
Low fees, 20%: fee income per member, lower being better.
Strength, 20%: the average of its net worth ratio and its share of loans 60 or more days late.
Members joining, 10%: member growth over 12 months.

Each part is the credit union's percentile among NCUA's peer group of the same asset size, so a $60 million credit union is measured against other $50 million to $100 million credit unions. If member growth is missing, the other parts are reweighted. Ratios follow NCUA's Financial Performance Report. The national list · Definitions

Source: NCUA 5300 Call Report quarterly data and branch file, Q2 2026. Not affiliated with NCUA or any credit union. 58 credit unions scored for Colorado. · All Colorado credit unions · Colorado loan rates · By city

Questions people ask

What is the best credit union in Colorado?

On our score, built only from NCUA call-report data for Q2 2026, Colorado Credit Union ranks first among credit unions with a broad field of membership that serve Colorado, at 71.7 out of 100, followed by Credit Union of Denver (71.1) and Metrum Community Credit Union (68.9). The best one for you depends on what you need: the lists of best for savers, borrowers and low fees on this page split that out.

Can I join these credit unions?

Every credit union limits who can join. The main list keeps to credit unions that estimate 100,000 or more potential members on their call report, which usually means a whole community or many employers, so many people living or working nearby can join. Check the eligibility rules on the credit union's own site. If you are not eligible anywhere local, the credit unions anyone in the US can join are listed below.

Is money at these credit unions insured?

Yes. Every credit union scored here is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. Credit unions below a 7% net worth ratio, NCUA's line for well capitalized, are left off the list entirely.

Does anyone pay to be on this list?

No. The score uses only the figures each credit union filed with NCUA. Nobody can pay for a place, and no reviews or survey answers are mixed in.