California · NCUA branch file, Q2 2026
Credit unions in Modesto, CA
7 credit unions have 11 offices in Modesto, California, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Valley First Federal Credit Union has the most here (3); the largest by assets is The Golden 1 Credit Union at $22.2 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| Valley First Federal Credit Union | 3 | $1.1B | 9.81% | 5.85% | Modesto, CA |
| Mocse Federal Credit Union | 2 | $426M | 11.05% | 6.79% | Modesto, CA |
| Organized Labor Credit Union | 2 | $39.2M | 10.44% | 5.50% | Modesto, CA |
| The Golden 1 Credit Union | 1 | $22.2B | 9.91% | 5.84% | Sacramento, CA |
| Self-Help Federal Credit Union | 1 | $2.4B | 25.18% | 6.75% | Durham, NC |
| Operating Engineers Local Union #3 Federal Credit Union | 1 | $1.7B | 15.48% | 5.78% | Livermore, CA |
| Modesto's First Federal Credit Union | 1 | $74.2M | 8.83% | 5.50% | Modesto, CA |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All California credit union loan rates.
Addresses, phone numbers and hours
Valley First Federal Credit Union
- Orangeburg 1005 W Orangeburg Ave, Modesto, CA 95350 Main office · ATM
- Sisk Road 3900 Sisk Rd Ste E2, Modesto, CA 95356 ATM
- J Street 1419 J St, Modesto, CA 95354 Drive-through · ATM
Mocse Federal Credit Union
- Coffee Road 3600 Coffee Rd, Modesto, CA 95355 Main office · ATM
- J Street 1400 J St, Modesto, CA 95354 ATM
Organized Labor Credit Union
- Organized Labor Credit Union 2112 Mchenry Ave, Modesto, CA 95350 Main office · ATM
- Modesto First Credit Union 430 12Th St, Modesto, CA 95354
The Golden 1 Credit Union
- Modesto 2001 Mchenry Ave Ste F, Modesto, CA 95350 ATM
Self-Help Federal Credit Union
- Modesto 900 Crows Landing Rd, Modesto, CA 95351 Drive-through · ATM
Operating Engineers Local Union #3 Federal Credit Union
- Modesto Branch 4623 Mchenry Ave Ste B, Modesto, CA 95356
Modesto's First Federal Credit Union
- Main Office 430 12Th St, Modesto, CA 95354 Main office
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in California
- San Diego 26
- Los Angeles 36
- San Jose 16
- Sacramento 12
- Bakersfield 10
- Fresno 13
- San Francisco 15
- Long Beach 14
- Pasadena 14
- Burbank 14
- Torrance 13
- Chula Vista 8
- Anaheim 9
- Redwood City 8
- Riverside 7
- Oakland 10
Every California city · All California credit unions
Questions people ask
How many credit unions are in Modesto, CA?
NCUA's branch file for Q2 2026 lists 11 credit union offices in Modesto, run by 7 credit unions, 4 of them headquartered in the city.
Which credit union has the most branches in Modesto?
Valley First Federal Credit Union, with 3 offices in Modesto. The largest credit union with an office here is The Golden 1 Credit Union, with $22.2 billion in assets.
Can I join a credit union in Modesto?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.