California · NCUA branch file, Q2 2026
Credit unions in Tracy, CA
5 credit unions have 5 offices in Tracy, California, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. The Golden 1 Credit Union has the most here (1); the largest by assets is The Golden 1 Credit Union at $22.2 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| The Golden 1 Credit Union | 1 | $22.2B | 9.91% | 5.84% | Sacramento, CA |
| Operating Engineers Local Union #3 Federal Credit Union | 1 | $1.7B | 15.48% | 5.78% | Livermore, CA |
| Valley First Federal Credit Union | 1 | $1.1B | 9.81% | 5.85% | Modesto, CA |
| Certified Federal Credit Union | 1 | $925M | 20.71% | 6.00% | El Monte, CA |
| Uncle Credit Union | 1 | $716M | 8.28% | 5.79% | Livermore, CA |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All California credit union loan rates.
Addresses, phone numbers and hours
The Golden 1 Credit Union
- Tracy 3202 W Grant Line Rd, Tracy, CA 95304 ATM
Operating Engineers Local Union #3 Federal Credit Union
- Tracy Branch 3290 W Grant Line Rd, Tracy, CA 95304
Valley First Federal Credit Union
- Tracy Branch 1003 N Central Ave, Tracy, CA 95376 ATM
Certified Federal Credit Union
- Tracy Branch 25432 S Schulte Rd Unit 2, Tracy, CA 95377 ATM
Uncle Credit Union
- TRACY BRANCH 1829 W 11Th St, Tracy, CA 95376 ATM
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in California
- San Diego 26
- Los Angeles 36
- San Jose 16
- Sacramento 12
- Bakersfield 10
- Fresno 13
- San Francisco 15
- Long Beach 14
- Pasadena 14
- Burbank 14
- Torrance 13
- Chula Vista 8
- Anaheim 9
- Redwood City 8
- Riverside 7
- Oakland 10
Every California city · All California credit unions
Questions people ask
How many credit unions are in Tracy, CA?
NCUA's branch file for Q2 2026 lists 5 credit union offices in Tracy, run by 5 credit unions.
Which credit union has the most branches in Tracy?
The Golden 1 Credit Union, with 1 office in Tracy. The largest credit union with an office here is The Golden 1 Credit Union, with $22.2 billion in assets.
Can I join a credit union in Tracy?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.