Q2 2026 call reports

Best credit unions in Connecticut

Scored on what members get, from the call reports filed with NCUA for the quarter ended June 30, 2026, the best credit union serving Connecticut is Connecticut State Employees Credit Union with 75.0 out of 100, followed by Usalliance Federal Credit Union (69.2) and Sikorsky Financial Credit Union (66.2). The score weighs deposit dividends, loan rates, fees, financial strength and member growth against credit unions of the same size.

No paid placements and no reviews: only NCUA figures. A credit union must hold at least $50 million in assets and be well capitalized to be scored. Check that you are eligible to join.

Best for saversUsalliance Federal Credit Union 100th percentile
Lowest loan ratesAlbright Credit Union 86th percentile
Lowest feesConnecticut State Employees Credit Union 100th percentile
Strongest balance sheetSikorsky Financial Credit Union 85th percentile

Top 25 credit unions in Connecticut most people can look at

Credit unions headquartered in Connecticut or with offices there that estimate 100,000 or more potential members on their call report, or that anyone in the US can join. Each part is a percentile against NCUA peers of the same size, 100 best; the score is their weighted average.

#	Credit union	Score	Pays savers	Loan rates	Low fees	Strength	Members joining	Assets
1	Connecticut State Employees Credit UnionHartford, CT	75.0	97	67	100	52	37	$2.7B
2	Usalliance Federal Credit UnionRye, NY · 1 office here	69.2	100	62	87	22	70	$3.4B
3	Sikorsky Financial Credit UnionStratford, CT	66.2	39	85	69	85	44	$1.5B
4	St. Mary's Credit UnionMarlborough, MA · 1 office here	64.5	52	53	89	82	42	$1.0B
5	Connex Credit UnionNorth Haven, CT	62.9	79	75	68	43	22	$1.1B
6	Membersfirst CT Federal Credit UnionMeriden, CT	62.0	53	58	85	67	38	$107.2M
7	Affinity Federal Credit UnionBasking Ridge, NJ · 2 offices here	61.5	78	58	78	19	81	$4.4B
8	CorePlus Federal Credit UnionNorwich, CT	61.5	26	69	72	67	99	$676.5M
9	Self-Help Federal Credit UnionDurham, NC · 4 offices here	59.8	43	31	95	64	95	$2.4B
10	United Business & Industry Federal Credit UnionPlainville, CT	59.2	35	62	84	72	38	$141.4M
11	Polish & Slavic Federal Credit UnionBrooklyn, NY · 1 office here	58.7	5	72	90	73	68	$2.7B
12	Northwest Hills Credit UnionTorrington, CT	58.1	56	55	57	45	99	$57.0M
13	Torrington Municipal and Teachers Federal Credit UnionTorrington, CT	55.6	54	43	66	51	80	$93.6M
14	Navy Federal Credit UnionVienna, VA · 3 offices here	55.4	56	33	88	37	81	$204.4B
15	Dutch Point Credit UnionWethersfield, CT	53.2	54	56	35	72	44	$565.4M
16	Albright Credit UnionBethel, CT	53.0	44	86	69	24	19	$73.9M
17	Nutmeg State Financial Credit UnionRocky Hill, CT	52.0	23	53	59	57	98	$916.5M
18	Alero Financial Credit UnionElgin, IL · 1 office here	49.4	77	47	10	56	52	$953.5M
19	American Eagle Financial Credit UnionEast Hartford, CT	48.4	36	43	78	47	37	$2.8B
20	Riverbank Federal Credit UnionWindsor Locks, CT	47.4	35	56	53	35	72	$87.3M
21	Mutual Security Credit UnionShelton, CT	45.8	64	56	33	42	10	$385.4M
22	Brightbridge Credit UnionLawrence, MA · 1 office here	44.0	56	45	25	42	53	$2.4B
23	Alden Credit UnionChicopee, MA · 1 office here	42.5	69	42	50	20	8	$185.4M
24	Sound Federal Credit UnionNorwalk, CT	38.9	47	45	67	9	7	$115.5M
25	Charter Oak Federal Credit UnionWaterford, CT	37.8	11	67	11	72	17	$1.7B

Top scores among Connecticut credit unions for specific groups

These serve a closed field of membership, such as one employer's staff, a profession or a church, with under 100,000 potential members. If you belong to the group, they are worth a look.

#	Credit union	Score	Pays savers	Loan rates	Low fees	Strength	Members joining	Assets
1	Waterbury Connecticut Teachers Federal Credit UnionWaterbury, CT	81.6	81	79	98	89	42	$365.2M
2	Selfreliance Federal Credit UnionChicago, IL · 3 offices here	66.9	73	76	91	52	11	$1.2B
3	Comtrust Federal Credit UnionChattanooga, TN · 1 office here	66.5	75	79	76	60	8	$429.7M
4	Pitney Bowes Employees Federal Credit UnionShelton, CT	63.4	80	48	90	58	18	$57.3M
5	State Police Credit Union Inc.Meriden, CT	62.8	30	74	82	83	38	$84.0M
6	Suma Federal Credit UnionYonkers, NY · 2 offices here	58.9	96	63	21	31	87	$468.3M
7	Ever $ Green Federal Credit UnionRochester, NY · 1 office here	54.3	79	45	87	11	37	$72.6M
8	Tobacco Valley Teachers Federal Credit UnionEnfield, CT	51.4	42	65	89	24	22	$72.4M
9	America's First Network Credit UnionEast Hartford, CT	48.2	30	57	78	30	48	$105.5M
10	Polam Federal Credit UnionRedwood City, CA · 1 office here	46.5	49	50	63	31	30	$72.8M

Not eligible locally? Best credit unions anyone can join

These say on their own sites that almost anyone in the US can join, usually through a partner association. How to join each one

#	Credit union	Score	Pays savers	Loan rates	Low fees	Strength	Members joining	Assets
1	Chevron Federal Credit UnionConcord, CA · open to anyone	78.3	98	65	92	78	37	$5.4B
2	Alliant Credit UnionChicago, IL · open to anyone	71.0	99	57	100	28	65	$20.0B
3	First Technology Federal Credit UnionSan Jose, CA · open to anyone	68.5	95	37	99	29	99	$27.9B
4	NASA Federal Credit UnionUpper Marlboro, MD · open to anyone	67.3	98	49	87	55	21	$5.8B
5	Lake Michigan Credit UnionGrand Rapids, MI · open to anyone	66.8	96	29	64	72	84	$17.3B

How the score works

Pays savers, 25%: dividends and interest paid on deposits (dividends paid on deposits).
Loan rates, 25%: the average of its percentiles on the new auto, used auto, credit card, personal loan and first mortgage rates it reported, lower being better (at least two needed).
Low fees, 20%: fee income per member, lower being better.
Strength, 20%: the average of its net worth ratio and its share of loans 60 or more days late.
Members joining, 10%: member growth over 12 months.

Each part is the credit union's percentile among NCUA's peer group of the same asset size, so a $60 million credit union is measured against other $50 million to $100 million credit unions. If member growth is missing, the other parts are reweighted. Ratios follow NCUA's Financial Performance Report. The national list · Definitions

Source: NCUA 5300 Call Report quarterly data and branch file, Q2 2026. Not affiliated with NCUA or any credit union. 47 credit unions scored for Connecticut. · All Connecticut credit unions · Connecticut loan rates · By city

Questions people ask

What is the best credit union in Connecticut?

On our score, built only from NCUA call-report data for Q2 2026, Connecticut State Employees Credit Union ranks first among credit unions with a broad field of membership that serve Connecticut, at 75.0 out of 100, followed by Usalliance Federal Credit Union (69.2) and Sikorsky Financial Credit Union (66.2). The best one for you depends on what you need: the lists of best for savers, borrowers and low fees on this page split that out.

Can I join these credit unions?

Every credit union limits who can join. The main list keeps to credit unions that estimate 100,000 or more potential members on their call report, which usually means a whole community or many employers, so many people living or working nearby can join. Check the eligibility rules on the credit union's own site. If you are not eligible anywhere local, the credit unions anyone in the US can join are listed below.

Is money at these credit unions insured?

Yes. Every credit union scored here is federally insured by NCUA, which covers deposits up to $250,000 per owner, per insured credit union, for each account ownership category. Credit unions below a 7% net worth ratio, NCUA's line for well capitalized, are left off the list entirely.

Does anyone pay to be on this list?

No. The score uses only the figures each credit union filed with NCUA. Nobody can pay for a place, and no reviews or survey answers are mixed in.