Michigan · NCUA branch file, Q2 2026

Credit unions in Royal Oak, MI

8 credit unions have 9 offices in Royal Oak, Michigan, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Our Credit Union has the most here (2); the largest by assets is Genisys Credit Union at $6.56 billion.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Our Credit Union2$375M9.98%4.99%Royal Oak, MI
Genisys Credit Union1$6.6B15.47%5.49%Auburn Hills, MI
Michigan Schools and Government Credit Union1$4.4B12.63%5.24%Clinton Township, MI
Community Choice Credit Union1$2.1B9.52%5.99%Farmington Hills, MI
Vibe Credit Union1$1.6B10.46%6.12%Novi, MI
Michigan First Credit Union1$1.5B15.80%5.49%Lathrup Village, MI
Michigan Educational Credit Union1$1.1B11.70%5.24%Plymouth, MI
Cornerstone Community Financial Credit Union1$470M12.05%7.86%Auburn Hills, MI

Rates are what each credit union reported to NCUA for new auto loans, not offers. All Michigan credit union loan rates.

Addresses, phone numbers and hours

Our Credit Union

  • Normandy Office 3070 Normandy Rd, Royal Oak, MI 48073 248-549-3838 · lobby-Mon, Tues, and Thur 9-5, Wed 10-5, Fri 9-6, Sat 9-1 Drthru-Mon-Fri 9-6, Sat 9-1 Main office · Drive-through · ATM
  • Washington Office 726 S Washington Ave, Royal Oak, MI 48067 248-549-3838 · lobby-Mon, Tues, and Thr 9-5, Wed 10-5, Friday 9-6:00, sat 9-1 ATM

Genisys Credit Union

  • 15 Royal Oak 530 N Main St, Royal Oak, MI 48067 248-268-1557 · Monday - Thursday 9:00am - 5:30pm; Friday 9:00am - 6:00pm; Saturday 9:00am - 1:00pm Drive-through · ATM

Michigan Schools and Government Credit Union

  • Royal Oak 31805 Woodward Ave, Royal Oak, MI 48073 586-263-8800 · M - W 9:00 am - 5:00 pm Th - Fr 9:00 am - 6:00 pm Sat 9:00 am - 1:00 pm Sun - Closed Drive-through · ATM

Community Choice Credit Union

  • 07 Royal Oak Member Center 1740 Crooks Rd, Royal Oak, MI 48067 248-548-2300 · Lobby; Monday thru Friday 9-5; Saturday 9-1 ATM

Vibe Credit Union

  • Royal Oak Branch 501 S Main St, Royal Oak, MI 48067 248-735-9500 · M-F 10-6 S 10-2 ATM

Michigan First Credit Union

  • Royal Oak Kroger Branch 2200 E 12 Mile Rd, Royal Oak, MI 48067 248-443-4600 · Monday - Friday 10 a.m. to 7 p.m. Saturday 10 a.m. to 3 p.m. ATM

Michigan Educational Credit Union

  • MECU-Royal Oak 1903 Rochester Rd, Royal Oak, MI 48073 248-399-7473 · Monday - Friday 9:30am-5:30pm

Cornerstone Community Financial Credit Union

  • Royal Oak 30606 Woodward Ave, Royal Oak, MI 48073 800-777-6728 · M-F 9-5; Friday only Drive Thru open until 6:009-1 Saturday Drive-through · ATM

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

Other cities in Michigan

Every Michigan city · All Michigan credit unions

Questions people ask

How many credit unions are in Royal Oak, MI?

NCUA's branch file for Q2 2026 lists 9 credit union offices in Royal Oak, run by 8 credit unions, 1 of them headquartered in the city.

Which credit union has the most branches in Royal Oak?

Our Credit Union, with 2 offices in Royal Oak. The largest credit union with an office here is Genisys Credit Union, with $6.56 billion in assets.

Can I join a credit union in Royal Oak?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.