California · NCUA branch file, Q2 2026

Credit unions in El Cajon, CA

9 credit unions have 10 offices in El Cajon, California, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. Navy Federal Credit Union has the most here (2); the largest by assets is Navy Federal Credit Union at $204.4 billion.

Credit unionOffices hereAssetsNet worth ratioNew auto rateBased in
Navy Federal Credit Union2$204B11.65%4.59%Vienna, VA
San Diego County Credit Union1$9.5B19.82%4.69%San Diego, CA
Mission Federal Credit Union1$7.3B12.27%5.24%San Diego, CA
California Federal Credit Union1$5.4B9.41%5.24%Glendale, CA
California Coast Credit Union1$3.5B13.91%4.68%San Diego, CA
Mypoint Credit Union1$705M8.55%3.09%San Diego, CA
Wheelhouse Credit Union1$460M8.73%4.99%San Diego, CA
East County Schools Federal Credit Union1$147M9.40%8.25%El Cajon, CA
Employees Choice Federal Credit Union1$24.6M11.15%4.38%El Cajon, CA

Rates are what each credit union reported to NCUA for new auto loans, not offers. All California credit union loan rates.

Addresses, phone numbers and hours

Navy Federal Credit Union

  • El Cajon CA 709 Fletcher Pkwy, El Cajon, CA 92020 888-842-6328 · Lobby: M - F: 0900 - 1700 Sat: 0900 - 1400 ATM
  • Rancho San Diego CA 2891 Jamacha Rd, El Cajon, CA 92019 888-842-6328 · Lobby: M - F: 0900 - 1700 Sat: 0900 - 1400 ATM

San Diego County Credit Union

  • Branch 3 El Cajon 312 W Main St, El Cajon, CA 92020 877-732-2848 · M-F 9am - 5pm; Sat 9am - 2pm ATM

Mission Federal Credit Union

  • El Cajon 270 Fletcher Pkwy, El Cajon, CA 92020 858-524-2850 · Monday-Thursday 9:00am to 5:00pm Friday 9:00am to 6:00pm Saturday 9:00am to 1:00pm Drive-through · ATM

California Federal Credit Union

  • El Cajon 301 N Magnolia Ave Ste 102, El Cajon, CA 92020 619-656-7167 · Mon - Thu 900a - 500p; Fri 900a - 600p; Sat 900a - 200p Drive-through · ATM

California Coast Credit Union

  • El Cajon 898 Jackman St, El Cajon, CA 92020 858-495-1600 · M-Th 9A-5P Fri 9A-6P Sa 9A-2P ATM

Mypoint Credit Union

  • El Cajon Branch 780 Jamacha Rd, El Cajon, CA 92019 619-401-9422 · M-Thu 9:00am - 5:00pm Fri 10:00am - 6:00pm; Sat 9:00am to 4:00pm ATM

Wheelhouse Credit Union

  • El Cajon 306 Broadway, El Cajon, CA 92021 619-297-4835 · 9:00a to 5:00p ATM

East County Schools Federal Credit Union

  • Main 1069 Graves Ave Ste 100, El Cajon, CA 92021 619-588-1515 · Monday thru Friday from 9:00am to 5:00pm Main office · ATM

Employees Choice Federal Credit Union

  • Employees Choice Federal Credit Union 266 S Magnolia Ave Ste 101, El Cajon, CA 92020 619-579-0941 · M, T 9:00am to 4:30pm W 10:30am to 4:30pm Th, F 9:00am to 5:00pm Main office

Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.

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Questions people ask

How many credit unions are in El Cajon, CA?

NCUA's branch file for Q2 2026 lists 10 credit union offices in El Cajon, run by 9 credit unions, 2 of them headquartered in the city.

Which credit union has the most branches in El Cajon?

Navy Federal Credit Union, with 2 offices in El Cajon. The largest credit union with an office here is Navy Federal Credit Union, with $204.4 billion in assets.

Can I join a credit union in El Cajon?

Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.