North Carolina · NCUA branch file, Q2 2026
Credit unions in Charlotte, NC
25 credit unions have 58 offices in Charlotte, North Carolina, according to the branch information they filed with NCUA for the quarter ended June 30, 2026. State Employees' Credit Union has the most here (10); the largest by assets is State Employees' Credit Union at $60.0 billion.
| Credit union | Offices here | Assets | Net worth ratio | New auto rate | Based in |
|---|---|---|---|---|---|
| State Employees' Credit Union | 10 | $60.0B | 10.12% | 5.00% | Raleigh, NC |
| Skyla Federal Credit Union | 8 | $1.7B | 9.61% | 4.99% | Charlotte, NC |
| Truliant Federal Credit Union | 5 | $5.6B | 10.56% | 3.99% | Winston Salem, NC |
| Sharonview Federal Credit Union | 4 | $1.3B | 7.63% | 4.49% | Fort Mill, SC |
| Latino Community Credit Union | 4 | $1.0B | 24.23% | 5.75% | Durham, NC |
| Carolinas Telco Federal Credit Union | 4 | $506M | 15.06% | 5.25% | Charlotte, NC |
| American Airlines Federal Credit Union | 2 | $9.5B | 11.68% | 4.74% | Fort Worth, TX |
| Founders Federal Credit Union | 2 | $5.2B | 13.62% | 5.74% | Lancaster, SC |
| Allegacy Financial Federal Credit Union | 2 | $2.6B | 11.44% | 5.41% | Winston Salem, NC |
| Self-Help Credit Union | 2 | $2.2B | 24.51% | 2.49% | Durham, NC |
| Civic Federal Credit Union | 1 | $3.1B | 5.87% | 5.25% | Raleigh, NC |
| Advancial Federal Credit Union | 1 | $2.4B | 7.98% | 5.78% | Dallas, TX |
| Arlington Community Federal Credit Union | 1 | $538M | 7.95% | 4.99% | Arlington, VA |
| Piedmont Advantage Credit Union | 1 | $368M | 8.55% | 5.68% | Winston Salem, NC |
| Nova Credit Union | 1 | $121M | 17.65% | 5.99% | Charlotte, NC |
| Lion's Share Federal Credit Union | 1 | $64.7M | 3.23% | 5.50% | Salisbury, NC |
| University of South Alabama Federal Credit Union | 1 | $56.2M | 16.45% | 5.75% | Mobile, AL |
| Charlotte Fire Department Credit Union | 1 | $56.0M | 14.00% | 6.13% | Charlotte, NC |
| Vanderbilt Credit Union | 1 | $53.2M | 9.79% | 5.10% | Nashville, TN |
| Carolina Cooperative Federal Credit Union | 1 | $46.3M | 14.17% | 3.10% | Charlotte, NC |
| Blue Flame Credit Union | 1 | $30.3M | 11.04% | 4.39% | Charlotte, NC |
| Labor Management Federal Credit Union | 1 | $28.4M | 14.76% | 6.50% | Lewisport, KY |
| Bluegrass Community Federal Credit Union | 1 | $12.9M | 9.56% | 7.74% | Ashland, KY |
| Livingston Parish Federal Credit Union | 1 | $11.9M | 19.99% | 5.40% | Denham Springs, LA |
| East Baton Rouge Teachers Federal Credit Union | 1 | $4.8M | 8.75% | 8.00% | Baton Rouge, LA |
Rates are what each credit union reported to NCUA for new auto loans, not offers. All North Carolina credit union loan rates.
Addresses, phone numbers and hours
State Employees' Credit Union
- CHARLOTTE - AIRPORT CENTER PKWY 4720 Airport Center Pkwy, Charlotte, NC 28208 Drive-through · ATM
- CHARLOTTE - ALBEMARLE ROAD 6630 Executive Cir, Charlotte, NC 28212 Drive-through · ATM
- CHARLOTTE - PARK ROAD 4819 Park Rd, Charlotte, NC 28209 Drive-through · ATM
- CHARLOTTE - STEELE CREEK 10820 S Tryon St, Charlotte, NC 28273 Drive-through · ATM
- CHARLOTTE - THIRD STREET 1130 E 3Rd St, Charlotte, NC 28204 Drive-through · ATM
- CHARLOTTE - UNIVERSITY CITY BLVD 8605 University City Blvd, Charlotte, NC 28213 Drive-through · ATM
- CHARLOTTE - MONROE ROAD 1720 Oakhurst Commons Dr, Charlotte, NC 28211 Drive-through · ATM
- CHARLOTTE - MOUNTAIN ISLAND LAKE 10120 Couloak Dr, Charlotte, NC 28216 Drive-through · ATM
- CHARLOTTE - ARDREY KELL 10910 Ardrey Kell Rd, Charlotte, NC 28277 Drive-through · ATM
- CHARLOTTE - PROVIDENCE ROAD 11225 Golf Links Dr N, Charlotte, NC 28277 Drive-through · ATM
Skyla Federal Credit Union
- LOSO 3700 South Blvd, Charlotte, NC 28209 Main office
- Sunset 4525 Sunset Rd, Charlotte, NC 28216 Drive-through · ATM
- Ashley 2732 Ashley Rd, Charlotte, NC 28208 Drive-through · ATM
- University 1835 W W T Harris Blvd, Charlotte, NC 28262 Drive-through · ATM
- Ballantyne 11228 Ardrey Kell Rd, Charlotte, NC 28277 Drive-through · ATM
- Goodwill 5301 Wilkinson Blvd, Charlotte, NC 28208 ATM
- 900 Central Ave 900 Central Ave, Charlotte, NC 28204 Drive-through · ATM
- LOSO Branch 3700 South Blvd, Charlotte, NC 28209 ATM
Truliant Federal Credit Union
- University 1915 Back Creek Dr, Charlotte, NC 28213 Drive-through · ATM
- Park Rd 4530 Park Rd Ste 110, Charlotte, NC 28209 ATM
- South End Charlotte 2400 South Blvd Ste 102, Charlotte, NC 28203 ATM
- Waverly 7107 Waverly Walk Ave Unit A1, Charlotte, NC 28277 ATM
- Steele Creek 14154 Steele Creek Rd, Charlotte, NC 28273 ATM
Sharonview Federal Credit Union
- Carmel 7422 Carmel Executive Park Dr Ste 100, Charlotte, NC 28226 ATM
- Park Road 4418 Park Rd, Charlotte, NC 28209 Drive-through · ATM
- Steele Creek 10922 S Tryon St Ste A, Charlotte, NC 28273 ATM
- University 8944 J M Keynes Dr Ste 320, Charlotte, NC 28262 ATM
Latino Community Credit Union
- Charlotte Meridian Place 2510 Vista Dr, Charlotte, NC 28212 ATM
- Charlotte Branch I 3130 Milton Rd, Charlotte, NC 28215
- Charlotte Branch II 5910 South Blvd, Charlotte, NC 28217
- Charlotte Branch University City Blvd 8601 University City Blvd, Charlotte, NC 28213 ATM
Carolinas Telco Federal Credit Union
- Charlotte - Central Ave. 5023 Central Ave, Charlotte, NC 28205 Drive-through · ATM
- Charlotte - South Blvd. 9813 South Blvd Ste 101, Charlotte, NC 28273 ATM
- Harris Corners 9300 Harris Corners Pkwy, Charlotte, NC 28269 Main office
- Charlotte - Tuckaseegee Rd. 3921 Tuckaseegee Rd, Charlotte, NC 28208 Drive-through · ATM
American Airlines Federal Credit Union
- AAFCU - CLT 5501 Josh Birmingham Pkwy, Charlotte, NC 28208 ATM
- AAFCU - CLT-TC 4800 Hangar Rd, Charlotte, NC 28208 ATM
Founders Federal Credit Union
- South Tryon 11115 S Tryon St, Charlotte, NC 28273 Drive-through · ATM
- Charlotte East 800 E Arrowood Rd, Charlotte, NC 28217 Drive-through · ATM
Allegacy Financial Federal Credit Union
- Charlotte 100 Queens Rd, Charlotte, NC 28204 Drive-through · ATM
- Charlotte 3021 Prosperity Church Rd, Charlotte, NC 28269 Drive-through · ATM
Self-Help Credit Union
- Charlotte-Providence Rd 1065 Providence Rd, Charlotte, NC 28207 Drive-through · ATM
- Charlotte - Beatties Ford Rd 431 Beatties Ford Rd, Charlotte, NC 28216 Drive-through · ATM
Civic Federal Credit Union
- Charlotte 9605 N Tryon St Ste Q, Charlotte, NC 28262
Advancial Federal Credit Union
- South Charlotte 7521 Pineville Matthews Rd, Charlotte, NC 28226 Drive-through · ATM
Arlington Community Federal Credit Union
- Centurion Data Center 5024 Parkway Plaza Blvd, Charlotte, NC 28217
Piedmont Advantage Credit Union
- Boyer Street 2830 Boyer St, Charlotte, NC 28208 Drive-through · ATM
Nova Credit Union
- Nova Credit Union 3601 Mulberry Church Rd, Charlotte, NC 28208 Main office · Drive-through
Lion's Share Federal Credit Union
- Vital Records Site 14620 Carowinds Blvd, Charlotte, NC 28273
University of South Alabama Federal Credit Union
- Autonomy Live Vault 5024 Parkway Plaza Blvd, Charlotte, NC 28217
Charlotte Fire Department Credit Union
- CorporateOffice 2121 Commonwealth Ave, Charlotte, NC 28205 Main office · Drive-through · ATM
Vanderbilt Credit Union
- Fiserv 10926 David Taylor Dr Ste 110, Charlotte, NC 28262
Carolina Cooperative Federal Credit Union
- Main Office 6502 Mcmahan Dr, Charlotte, NC 28226 Main office · Drive-through
Blue Flame Credit Union
- Charlotte 2000 Continental Blvd, Charlotte, NC 28273 Main office · Drive-through · ATM
Labor Management Federal Credit Union
- Fidelity National Information 6135 Lakeview Rd, Charlotte, NC 28269
Bluegrass Community Federal Credit Union
- Webvault 6135 Lakeview Rd, Charlotte, NC 28269
Livingston Parish Federal Credit Union
- Fidelity national Information Service 6135 Lakeview Rd Ste 100, Charlotte, NC 28269
East Baton Rouge Teachers Federal Credit Union
- Jack Henry 5024 Parkway Plaza Blvd, Charlotte, NC 28217
Addresses, phones and hours are as each credit union filed them with NCUA; confirm before you visit. Not affiliated with NCUA or any credit union.
Other cities in North Carolina
- Raleigh 13
- Greensboro 18
- Winston Salem 9
- Durham 10
- Asheville 10
- Wilmington 8
- Cary 7
- Goldsboro 10
- Fayetteville 7
- Greenville 6
- Hickory 8
- Jacksonville 3
- High Point 6
- Burlington 6
- Gastonia 6
- Hendersonville 5
Every North Carolina city · All North Carolina credit unions
Questions people ask
How many credit unions are in Charlotte, NC?
NCUA's branch file for Q2 2026 lists 58 credit union offices in Charlotte, run by 25 credit unions, 6 of them headquartered in the city.
Which credit union has the most branches in Charlotte?
State Employees' Credit Union, with 10 offices in Charlotte. The largest credit union with an office here is State Employees' Credit Union, with $60.0 billion in assets.
Can I join a credit union in Charlotte?
Each credit union serves a defined field of membership, often people who live or work in an area, employees of certain companies, or members of an association. Check the credit union's own eligibility rules. Some credit unions are open to anyone in the US through an association or a small donation.